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JJReyes last won the day on June 4

JJReyes had the most liked content!

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About JJReyes

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    Royal Member

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    Traveling Somewhere in America
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    Photography. My wife and I love to travel and we intend to do so during our retirement years as independent seniors.

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  1. JJReyes

    So hot in London

    Oh no! We depart for London on the 4th of July. Hopefully, no one will recognize me cycling around naked.
  2. I read that there are US military personnel in the Philippines assisting local armed forces. Do they have their own bases or are they billeted in Philippine army/navy camps?
  3. The largest United States Dollar bill in circulation is $100. Before the era of electronic banking, there were larger denominations used primarily by banks for exchange and for their reserve requirements. I saw at a numismatic show someone selling $10,000 notes which are still legal tender. He wanted $14,000 for it. There is no intent by the US government to produce larger bills as a way to prevent currency smuggling. I read that $1 million in $100 bills weighs something like 26 pounds so the physical transport of currency by those involved in an illicit trade is difficult. Euro 500 notes are in circulation, but are primarily used by the illicit trade. Occasionally, I have seem Euro 200 notes, but mostly it is Euro 100 or smaller. Philippines will be reluctant to circulate 5,000 and 10,000 peso notes for the same reason. Larger notes are easier to store outside of the banking system by those involved in corrupt practices.
  4. JJReyes


    Wait a minute. Toothpaste in the Philippines is sea salt which is rubbed on your teeth and gums. You can use a finger or a toothbrush. The abrasiveness of salt results in whiter, cleaner teeth. Forget the mucky, expensive version sold in the West.
  5. My wife and I have discussed the sponsorship approach several times. Our idea is to give P500 per month to pay for miscellaneous expenses while the child is attending school. That would amount to P5,000 per year (10 months school year) or about $100. The problem is we have no way of determining whether or no the student is receiving and using the money for school unless we were residing in the community.
  6. JJReyes

    Gold (jewelry)

    "Caveat Emptor" or "Buyer Beware" so the only advise is to purchase something that is not too expensive. Don't think of buying jewelry as an investment. The retail markup is very high. Jewelry is a lifestyle -- as a gift to someone you like or love.
  7. JJReyes

    R.I.P. Richard "Old Man" Harrison

    I enjoyed the series, so my wife and I tried to visit the pawn shop. Las Vegas was hot and the lines were long. We decided to go elsewhere. My understanding is they have an entrance fee which is returned as a credit if you buy something. The pawn shop is the highest grossing in the United States.
  8. If your plans include making the Philippines your country of residence, it maybe possible to obtain a retirement visa under the SRRV program that is less expensive (no bank deposit requirements). However, double check because the original intent was to find a way for overseas Filipino to return home during their golden years. I heard the program extends to spouses of Filipinos, but the information source is not official. The SRRV website may have more information.
  9. JJReyes


    Brown Out or Black Out? It's been sometime since I experienced one and I am no longer certain about the terminology. My recollection is Brown Out is a scheduled power interruption whereas Black Out is sudden and unexpected. Is this correct?
  10. Update on Cruise Liquor Policy Below is a notice we received from Princess Lines regarding their current liquor policy. It is less stringent which probably means they have received passenger complaints. Other cruise lines may now have a similar policy to remain competitive. "Guests agree not to bring alcoholic beverages of any kind on board for consumption, except one bottle of wine or champagne per adult of drinking age (no larger than 750 ml) per voyage, which will not be subject to a corkage fee if consumed in the stateroom. Additional wine or champagne bottles are welcome, but will incur a $15 corkage fee each, irrespective of where they are intended to be consumed. Liquor, spirits or beers are not permitted. Please remember that luggage will be scanned and alcohol outside of our policy will be removed and discarded."
  11. JJReyes

    USD or PHP for credit card purchases

    The answer depends on the currency used to pay your credit card - Pesos or Dollars. However, at the resort level, have them charge in Pesos. The reason is the resort does not want to absorb any potential loss from currency fluctuation. So they either have a lousy rate or charge an additional fee.
  12. JJReyes


    I believe ups also acts as a surge protector when the power returns after a brown out.
  13. JJReyes

    Cash Or Card?

    I got hit with a 3% foreign transaction fee by American Express for booking a hotel in the U.K. My Mastercard does not charge an additional fee, so I am using it for other bookings. My understanding is Capitol One offers the best program including a cash rebate. For local cash while traveling, we have a VISA debit card issued by our bank. The foreign bank charges a fee up to $5.00 per transaction. My bank also charges $5.00, but I can request removal because my monthly minimum is sufficiently high.
  14. Purchased six new tires at Les Schwab in Oregon. i asked them to check the cab battery. The mechanic informed me that the battery is in good condition. It is more than 4 years old. Hopefully, they will last another two years. Maybe three if I am lucky.
  15. JJReyes

    Philippine Stock Market

    Thanks Paul. I will let you know if we need a broker. I am receiving pesos this year. Still unsure on what to do. Options including conversion to US dollars and remittance to our USA account; investing in the Philippine stock market; or possibly charitable work. The amount is not large.