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davewe last won the day on September 29 2016

davewe had the most liked content!

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About davewe

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    Royal Member
  • Birthday 01/22/1953

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    Valencia, Negros Oriental
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    Guitar making and playing, travel, technology, writing, blogging, jazz.

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  1. opening bank account as a tourist

    He also said he had no proof of address. With no ACR or proof of address it might be a tough go. You can't just show up with cash in your wallet and a long nose and expect an account - OK, on 2nd thought maybe you can!
  2. The ugly embarrassing foreigner

    It's an interesting comment. I certainly don't hate someone simply because he's an expat. OTOH I don't feel compelled to hang out with someone just because he's white. While there are plenty of good guys here in Dumaguete, there are plenty of sketchy guys as well. If I wouldn't want to know them in the US, why would I want to know them here?
  3. opening bank account as a tourist

    Nope - I referenced it in my previous post: "While it is true that each bank interprets the rules differently or in fact each officer at each bank, the common denominator seems to be demonstrating residency. That might take the form of a resident visa, the Balikbayan privilege, a lease agreement, etc. But showing up on the 30 day visa with nothing else will be an uphill battle."
  4. opening bank account as a tourist

    Actually it's quite easy to do without an ACR - if you have a Balikbayan stamp in your passport. I attempted to open 2 bank accounts. One was a snap - no problem by showing the BB + my lease agreement. But the other bank required 6 months residency, so the wife opened the account and I will get added at 6 months.
  5. opening bank account as a tourist

    While it is true that each bank interprets the rules differently or in fact each officer at each bank, the common denominator seems to be demonstrating residency. that might take the form of a resident visa, the Balikbayan privilege, a lease agreement, etc. But showing up on the 30 day visa with nothing else will be an uphill battle.
  6. Considering the number of stories told here we all seem pretty happy to bitch when things don't turn out well. By nature we are all risk takers. Sometimes the risk turns out and sometimes it doesn't; either way it makes a good story.
  7. Running Out Of Money, is your pension secure?

    I'm sure Mike will have a more thoughtful answer but this is in fact a pretty controversial topic in the US. As I approached retirement I got lots of comments from younger co-workers who believed (and have been taught) that they will be paying for our Social Security benefits. I would politely remind them that in fact I had put into the system for my own benefits and that the sum a retiree gets is determined based on how much he put into the system. Of course it's more complex than this and once the government stole the Social Security surplus and never returned it, it has caused lots of angst for both the recipients and those still working. And it was made even worse by the fact that Social Security also pays for other things that are not pension related (disability, children's benefits, etc.)
  8. I think I've told this story here before - apologies if I did - just call it beginnings of dementia. Four years ago Janet and I were newlyweds and she was still new to living in the US. We talked about what we might want to do for Xmas for her family. There was no way I wanted to go to the trouble and expense of sending gifts so I proposed sending the princely sum of $100. I actually made the "mistake" of asking the forum for your options on this. Let's just say that in the end I chose to ignore those opinions and sent the $100; at the very least it made the wife happy. I did not want to know nor care how the money was used. As far as I was concerned compared to normal Christmases in the US, it was chump change. Some of the comments I received here were that the amount would only increase and in a sense that became true. The next year Janet asked if I would consider sending $100 again. "Sure, it worked out last year so why not." Since by then she was working, she proposed that she too would send $100 - so now we were up to $200. No problem - I'm still shelling out the same tiny amount - and I don't know or care what they are doing with it: gifts, bills, booze - who cares? Everyone's happy. Last year we were in Alcoy for our last trip before actually moving here. A neighbor came up to Janet and me and thanked us. Why? Because for the past few years Janet's mom has been hosting a Xmas dinner for the barangay, announcing to everyone that it was sponsored by Dave and Janet. That's what they did with some or most of the cash we sent. So for me they deserve a good Xmas. And since it continues to cost us chump change, I have no problems.
  9. What part of the Philippines are you going to and how do I become part of your family? lol. Have a fun holiday!
  10. Running Out Of Money, is your pension secure?

    There's actually about three or four things in life I have control over but US Social Security isn't one of them. I choose to make the assumption that it will continue, though I realize it's quite possible that rules and amounts will change over the years. Since the number of old cranky people increases annually in the US, I'm guessing the government will have to placate them. Now as to corporate pensions, that's different. I worked for a Fortune 500 company that offered a small pension. I did not trust them as far as I could throw them, so instead of taking the monthly payment, I took a lump sum that I manage. Of course I could screw that up too but at least I don't have to depend on my former employer.
  11. If your wife's family is poor (probably the norm for most of us) their tradition is most likely the best family dinner they can manage but little or no presents. Janet's 13 year old sister and cousin (the twins) were over for the weekend. We were at Robinsons and I asked "What are you giving your mothers for Xmas?" They pretended they had nose bleeds but knew what I was asking. Finally they acknowledged they had no money for presents and unlike little kids they hadn't made a gift at school. "Well it doesn't matter that much whether you give a gift to your brothers/sisters or even your father, but your mother - that's different." On the spot I decided to conduct an experiment. "I will give you each 100 pesos to spend as you like for a simple gift for your mother." Janet upped the ante, "100 might be tough. How about 125?" Done. The girls went into the department store and at first looked at perfumes and lotions and feminine stuff. Finally they wandered to the kitchen area and chose matching colorful pots for their mothers. The cost: 120 each, already wrapped. The girls were delighted. They took the presents back to Southern Cebu and put them under their trees. The next day Janet was speaking to her mother and her mother was like a little kid, trying to get Janet to tell her what was in the package. Janet has 9 brothers and sisters and 3 nieces and of course a mother and father. Since we now live here for the 1st time we decided to buy each person a present. We set a 200 peso budget for each and in most cases kept to that budget. OK we splurged on her dad for a 450 peso radio ( he always wanted to listen to music when he works at the farm). Her mother was the last present and we were having a tough time deciding. Finally I said, "We cannot just spend 200 on your mom. She does so much for everyone, including us." So we bought her a knife set and real chopping block. We then bought canned goods for some aunts/uncles etc. The girls wrapped gift packages with canned sardines, coffee, canned meats, etc. Our living room is half full with wrapped gifts. I just figured out what the rich Americans spent for Xmas gifts: about $100. But back to the original question: there are no rules - do what you want - and by all means have fun!
  12. What is happening to the Forum?

    Kevin had them come by also. They were pretty good! I didn't mind my nap being interrupted lol. IMG_4817.mov
  13. Expat Sugar Daddy’s, right or wrong?

    While I see nothing fundamentally wrong with the Sugar Daddy-Baby relationship I do think it depends on who does the defining. If someone is a Hugh Hefner type and calls his own relationship a Sugar Daddy relationship based on a business model, so be it. But unfortunately many of us who married younger women are called Sugar Daddys by others and that's where it gets sticky. Who gets to decide which relationship is "love" based and which one is solely money based? I had the luxury of living with my wife in the US. I know that some of my friends and work acquaintances assumed it was a Sugar Daddy relationship. A few were even bold enough to tell me to my face. Needless to say, I also told them something to their face - but that can't be quoted on this forum. All relationships have a financial component. The question is whether money and sex are the only components in the relationship. If they are and the two parties agree, then why should I have a problem. But my observation is that most relationships with Filipinas have a strong love and nurturing component. As to the general notion that Filipinas only go for rich foreigners, I have to say that when I was with Janet in the US, we knew many broke-assed kanos with Filipina wives and many year marriages. I wouldn't have married these bums, but the women did.
  14. Expat Sugar Daddy’s, right or wrong?

    This is always what I say when my wife gets a little scared that there are so many Filipinas out there. "I can barely handle you," I tell her and that seems to settle her down.
  15. On the contrary. USCIS in the United States can and will ask whatever they want. When Janet and I were in for her green card interview, the officer looked at the documents and then looked at me and asked, "Do you realize there's a 35 year age difference between the two of you?" I stared at her blankly and responded, "Nope, I didn't realize. It never occurred to me." I assume Tim this was just a slip because we all know that US government officials and tact cannot be invoked in the same sentence lol.