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davewe last won the day on September 29 2016

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About davewe

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  • Birthday 01/22/1953

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  1. Called B of A instead of going into the branch and they confirmed what Intrepid said about safe-pass, so I ordered the "card". This raises my limit to 10k daily or 25k weekly, unless I apply for a fancier account. But al least now I have the option of using the bank or Fidelity. Thanks to all for the help!
  2. Well this is interesting because I met with my branch manager, who knows my situation well and she spoke of no such option. But I can ask again. In the meantime I spoke with Fidelity and as long as I don't make the mistake of telling them I reside in the Philippines (they will then put restrictions on the account), they said they can do it. Of course the actual transaction has to be approved but they said there are no restrictions on what I want to do.
  3. A lot of this (at least for me) is about advancing age. Despite being a pretty open person, I no longer have that burning desire to share my life with anyone, other than my wife. I'm close to my sister, despite our 3000 mile distance, and she knows everything about me. But to anyone else I pick and choose what tidbits to share. I'll seek advise occasionally but it's more of the practical nature. I have hobbies/interests and have friends/acquaintances based on that, but nothing else. When I married a Filipina people asked why I would marry someone from such a different background; won't I miss conversations about shared experiences and upbringing. "You mean like talking about the Beatles when we were kids?" I ask. "Yes exactly!" they say. "God no," I reply. "Can't imagine anything more boring." So I guess what I am saying is I find differences interesting and commonality boring. Thus my marriage and interest in a place like the Philippines.
  4. I just have to wonder if it's a US regulatory thing. They did say that there was a process but in all likelihood I would find it too horrible to even attempt. Interestingly, all 3 institutions told me not to tell them that I reside in the Philippines. That telling them that bit of info guaranteed I would have more problems and account restrictions. So mums the word!
  5. I am significantly older than both. I like them as well as most of my wife's family and find no problems. My wife's mid-80s Lolo likes to drink Red Horse with me. Maybe he views me as a peer lol!
  6. So now that we're a month away from the big move I get to do lots of the nuts and bolts stuff in preparation. Went to our bank, credit union and Fidelity (retirement account) yesterday to ask about any gotchas about living in the Philippines. Most of the stuff they said I already knew. However I told them that eventually I would probably be buying a home in PI and asked can I wire or bank transfer a larger sum for such a purchase. Bank of America told me that no, $10k/month was my max online or via phone. My only option would be to come into the branch to arrange a larger wire. The Credit union doesn't wire to a foreign bank at all. Fidelity wasn't sure if there was any strategy available. Now we do intend to return to the US annually and so I could make it happen when I am "home". But I wondered if anyone has a better strategy. I never intended to have a large amount in a Philippines bank for an extended period of time, so always assumed that when it came time to buy a property I'd do it then.
  7. For years I have read from expats that the easiest and cheapest way to transfer their pension or Social Security monthly payments was to write themselves a personal check and deposit it into their dollar account, wait 3 weeks and then the money is there without a fee. Now it is appearing that this strategy is no longer the best. Or are their still banks that I can deposit a personal US check into without a fee?
  8. I love many types of fish. Since salmon is king here in the Northwest, I eat it often. At first Janet did not like it but within a year or two came around and now likes it a lot and has gotten used to the concept that not all fish has to be fried. No idea whether there is anything in the Philippines that comes close to salmon, but as I say since I like fish in general, am not anticipating any big fish issues, especially since Jack says I can get good fish and chips in Dumaguete.
  9. Well I'd be a customer. Love fish and chips. Don't know how it is elsewhere but in the US it's either Halibut or cod. I pay the extra for halibut. I've even gotten my wife to like it also.
  10. I just pulled the trigger a month ago, so it's pretty darn fresh in my mind. I had planned it for years but I also discovered that the last year at work was difficult; partially because as a short timer I didn't have much "give a damn" left; partially because I was treated like the worthless old guy; and partially because the company was in flux and I didn't know from week to week whether I would still have a job until my retirement. Once I left I have not looked back. I have already begun to forget the names of co-workers, accounts I worked on etc. It's wonderful! So do it as soon as you can, enjoy and never look back!
  11. Since I am in the demographic that Dave describes (60-something, recently retired, and about to move to the Philippines) I've had plenty of time to think about the possibilities. Here are a few random thoughts in no particular order: 1. The longevity statistics in the West are skewed by old people housed in homes and kept alive, despite the fact that they're barely alive. That's not for me. Let the disease or the heart attack kill me quickly while I'm happy and content. IOW if I lose a few years I'm OK with that. 2. The beauty or the curse of life is "you never know." My healthy and in shape mother died at 40; my 100 pounds overweight father is about to hit 88. 3. How do we weigh longevity vs. happiness? Me - I want the latter. I already know too many unhappy older people in the US who believe they have no happiness left in life; and many of them are still slaving at the job. My manager tried to convince me to work another year or 2 and his argument was how often people die shortly after retiring. He's a good guy and was not saying this to be mean spirited; but at 40 he's clueless about such things. 4. The standard refrain is "if you're not in good health, don't move here." And yet I know many expats (some on this forum) who have either had or still have major medical conditions and have made the decision to either come to or stay in the Philippines, despite the possible shortening of their lives. 5. One other thing that perplexes me. I know many older expats in the Philippines who do not have a regular primary doctor. Their philosophy seems to be "I'll wait till I get sick and go to the ER." Of course then they complain about the terrible care they got in the ER. Near the top of the list of things to do when I arrive in Dumaguete is to find a primary care physician I feel good about (I know that means seeing a few till I get one I like). Despite my good health, it makes no sense to me (particularly with how cheap doctor's appointments are) to not have annual physicals and regular care and potentially have someone who knows me and I can trust when and if a major issue arises. OK, lecture over...
  12. I live in Portland not Los Angeles. People here don't assume she is a hooker. They assume I have the best dope in town Joking aside it's a pretty lousy thing to say.
  13. Agree! Even though I am an old fart I had two kids in the public school system in the US not that long ago. Each summer we were given a lengthy list from the school of supplies we were required to have for the kids; it was not a suggestion. I usually spent $100 for the 2 kids on basic required supplies. When I was a kid every extra was free. Today, join a team there's a hefty fee, join the band - hefty fee (and you rent the instrument). The list goes on. And let's not forget the constant fund raisers to pay for nearly everything. My wife's family is flat out poor, yet they managed to put every kid (10) through school and every kid finished. But one thing that is interesting in the Philippines, at least in our family. The older kids (now adults) help pay for the 3 kids still left in school.
  14. The acceptance or lack of acceptance in the US of age gap relationships is real but the advantage of being an old fart is I simply don't give a damn. Janet and I go to restaurants regularly. I simply don't look at the other patrons; I am too busy eating and looking at Janet. A funny story that just happened yesterday. We are selling our home and had a open house. Our realtor could not do Sunday so we agreed that he would do Saturday and Janet and I would man the fort Sunday. I was chatting up a hot prospect in our basement and Janet was speaking to a couple upstairs. She and the woman got along great. At first the woman assumed that Janet was the realtor. "No," said Janet. "My husband owns the house." Then she whispered to the woman, "Don't be too shocked when you meet him. He's a little bit older than me." Cracked me up when she told me later.
  15. I was not a world traveler - that is till divorce #2. By then I was 54, a divorced dad. Yes, I had more than 2 jobs. In fact ran my own business for 14 years. Finally settled down at one of those large, institutionalized work places Jack refers to and rode the gravy train till last month when I retired. At 54, not getting any younger I decided to travel: Africa a couple times, Thailand, Vietnam, Mexico, Hawaii, and of course the Philippines many times, where of course I met my wife. Assuming someone buys the damn house soon (fingers crossed - we have a couple good prospects) will be in PI in August!