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About bigpearl

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    Noosa Heads Qld Australia/San Juan La Union

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  1. Hi Dave, we did this recently (large sum) to pay for property. I contacted my bank, telephone banking (Westpac Australia) and upped my daily transfer limit to 200K per day, a month prior to this after research I set up an account with Worldremit as their rates were good. I never went to the bank branch, telephone banking once, several calls to the broker and then electronic transfer on my laptop. Once we received confirmation that titles etc were secure and statement of account I transferred the money in AUD to the broker on a Tuesday afternoon, they sent it in Pesos to the realestate agents trust account on Thursday, amazingly they received it Friday afternoon and issued a cheque to the vendor on Monday morning. This was something I worried over for quite some time needlessly, it was pretty easy and went smoothly. In saying all this what I did have to do with Worldremit was supply the address and lot numbers of the 2 properties being purchased as part of the paperwork, money laundering? Drugs etc. There were no charges from my bank and because it was a large amount, no fee from the broker and only point 4% under the bank interchange rate, my bank wanted nearly 2 percent. Hope this helps. Cheers, Steve.
  2. Agree with JGF, our electricity bill in the condo came straight from Meralco. (Manila) Cheers, Steve.
  3. Well said but doesn't affect me, another time? No now, blow it,,,,,, I was saving this until the bitter end. I don't sh1t away from home, unless in a hotel while away from home, an aeroplane rarely, naked never, my business and bum washing is done before I shower in the morning, ready for the day, squeaky clean and if I need to use a public comfort room it will be, as said standing only, for a pee. LOL it would be a nasty site for the locals to see me naked in the mall, hotel or aeroplane, they might be arrested. At the end of the day each to their own, we have 2 bidet's here in Oz that never get used, bum fodder then shower works for us and will be the same in PH. Cheers, Steve.
  4. Dave, you, and I am sure many others have come unstuck with rental properties over the years, yourself obviously, personally not,,,,,,,,, not only in PH but other countries also. While for Ron not being on the ground initially with this rental agreement (but knowing the area and property where he is destined for as he is) I as said am sure he did his home work as "we" do, been there done that. I can draw many conclusions from the post I am replying to, "bitter", "unfortunate", "experience"? Undoubtedly all of the above and I am sure all readers (including Ron) will take heed from your comments and exercise due diligence so as not to fall into the traps/misnomer experienced by yourself and others. I am sure Ron will inform us of is experience and security regarding his and his ladies choice embarking on their new life in PH. Cheers, Steve.
  5. Trousers? All naturalists here and no wet floors at home regardless, don't use the CR in the relatives houses as the floors are always wet, standing room only, again another story for another time. Cheers, Steve.
  6. Time will tell as it does, wait until Ron settles down in Bauang and then he can give us the low down. We all have our own stories, mine shared another day about my date. Cheers, Steve.
  7. Stop it! LMAO. Cheers, Steve.
  8. Touche good sir,,,,,,,, opo.
  9. LOL, TMI mate. Cheers, Steve.
  10. Some negative input here from some contributors and as an opportunist, pessimist at times myself I see the point/s but guys remember Ron has been around the block a few times, not saying he is a tart but as a regular contributor/conspirator on this site and probably others,,,,, hence tart, from my observations, knowing the locale he has secured and personally staying in the resort he won't have a problem, a very good area and compound adjacent to a resort precinct. Noise on weekends may be an issue depending on how far back in the complex the town house is, the beach is average and some 800M away but there are the resort pools and a bar for relaxing and lots of action. Personally I doubt that Ron will come unstuck in this precinct as it is up market and as said investment properties to be rented by the wealthy to help pay the mortgage and or body corp fees. We have stayed in a lot worse in the area over the years. Good luck to you Ron with your choice, pls advise if it is a bucket of sh1t. Cheers, Steve.
  11. Don't remind me/us, Sh1t happens, for me it is not out in the field with the guys but stuck in the office for the last 10 plus years making sure my workers don't get slack/fat,,,,,,,, work work and work, I need to get back out on the tools, retirement? Less Jack and soda. I'm sure some can relate to this. Cheers, Steve.
  12. As it should be and no different to a rental/lease in any other country. Cheers, Steve.
  13. You will be swimming in the pool/s within your complex, San Juan is a 30 plus minute drive, good coffee up there though and better beaches. San Juan is expensive and more so as the years role by. Closer to your SO's family but hey, distance can bring benefits and a hell of a lot less head aches. 35/40 mins from family works for us,,,,,, I hope, some family member in Bacnotan 5 mins away but no dramas there I am sure. Enjoy your new home and prosper. Cheers, Steve.
  14. Wow, what a diversified topic both on and off topic. Regardless Bengie and I draw the line at a comfort level that does not hinder nor sabotage our relationships longevity. (been there as many have) Communication and boundaries/negotiations to achieve our future are sacrosanct and yes while we may disagree we also resolve very quickly, there are no winners or losers, I am wrong, he is wrong? Who cares if you both aim for the same goals and learn to swallow your pride, the maturity of all comes into play, boundaries/lines are open, set by mature realistic people with a common goal. Whether the dude on the street or your family. We've all been there! So where do you draw the line? Do you have no lines or boundaries? Are you a dictator or a home maker? Control/submissive or simply in love and work through the every day problems with resolutions that are amenable to all parties? While most of us feel we are in control many other influencing factors throw themselves into the mix, daily, negotiating at the wet market, buying a car or house, why wasn't the dishwasher loaded while I was at work? Why does your family ask for more money? (again) Simple things can be overcome with distinct communication. At the end of the day the boundaries are set by you as a single person or the relationship and trust that you build/have built with you partner. We have our boundaries which change and are discussed, mostly fortuitous and put to bed. A single man is his own kingdom and dictates. A couple makes a life together for their future and drawing a line, though wiggly at times is a decision made by 2 people. Cheers, Steve.
  15. Welcome back to the Philippines Ron and SO, permanent? Looking forward to catching up early next year when we return. You appear to have secured a good rental agreement for that area given facilities and resources available, not a bad spot and away from the tourists and noise. We like the area but not necessarily the beaches there. We are sure you will investigate both north and south over the next 6 months, enjoy and keep us posted. Cheers, Steve.