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About Gas

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  1. Yep, we have a potful of 5 and 10 cents coins in the house. They are useful as washers if you happen to need any in a emergency.
  2. http://librojolaw.com/?p=861 http://www.rappler.com/nation/141462-exact-change-law-lapses-into-law
  3. Ay, your not a expat, but a immigrant like me
  4. Up to a point. When i first arrived in Hong Kong i worked for a moving company and we had drivers from Nepal, Taiwan, Philippines and Scotland! When i drove i was treated differently by security than the other foreign drivers. At times i felt embarrassed by the special treatment i received, as everyone should be treated equally.
  5. Gas

    Middle age spread

    You obviously stayed at my house on the day of your arrival
  6. The difference in how they are treated based solely on their race. I wasn't a white collar worker, however in most peoples eyes i was an expat and treated differently from the vast majority of Filipino workers who are classed as "guest workers" There is a very strong mindset in certain Asian countries that looks down on people from other Asian nations. It is very obvious in Hong Kong and i have heard from friends in other Asian countries they have had similar experiences.
  7. Expatriate refers to someone living outside his native country. Expatriate may be used as an adjective, noun or verb. Derived forms are expatriates, expatriated, expatriating, expatriation, the noun form of expatriate is sometimes abbreviated as expat. Originally, an expatriate was someone exiled from his home country, derived from the mid-1700s French word expatrier, meaning banish. The term expatriate carries the connotation that the person in question will one day return to his country of origin, or at least wishes to one day return to his country of origin. An immigrant is a person who leaves his home and travels to another country in order to become a permanent member of the population. An immigrant is making a permanent change to his residency, with no plan to return to his country of origin or wish to return to his country of origin. The word immigrant comes from the Latin word immigrantem meaning to remove, to move in. Related words are immigrates, immigrated, immigrating, immigration. http://grammarist.com/usage/expatriate-vs-immigrant/
  8. That is how i sort of see it, however from my experience foreigner workers from certain countries are not classed as expats. When i lived in Hong Kong it seemed that there was a distinct difference between expats, say from the UK and the Philippines even though both intended to return "home".
  9. How do you describe the difference between a expat, immigrant and tourist in the Philippines? Would be interesting to here how other members on the forum describe their status here in the country. I would describe myself as an immigrant because i have no plans to return to my country of origin.
  10. There has been a armed civilian group called CAFGO operating in the Philippines since the 80's. Up until a few years ago they operated a check point at nights not far from our home. The recruitment process is/was very informal and the vast majority of its members have no training or understanding of the how justice is supposed to work. Basically it was a way to earn some extra income and carry a gun legally. Most of the guys who operated the check points near our home were farmers or jobless.
  11. Gas

    Death as an Expat

    RIP Ken and it is nice to hear that you "loved it" here. It’s better to die trying not wondering.
  12. Gas

    Saving for College

    Some of the information i give you may be outdated, but we are pleased with plans we took out with Philam Life. The Education Plans we took out in 2001/2002 were with The Philippine American Life And General Insurance Company (Philam Life).The policy at the time was called Scholar Gold, although i now believe it is called Future Scholar. I was listed as the owner of the policy and the kids as the insured. There are various payment options available depending on the age of the child and as ours were 4 and 5 we paid quarterly until they were 17. The plan then pays out a guaranteed amount twice yearly over 4 years with a lump sum around graduation time. There were no restrictions on me being a foreigner or my immigration status, however there may be age restrictions if you plan to put the policy in your name. I did take some type of medical examination but it only involved saying hello to the doctor and him telling me that his daughter lived in California! If you do the arithmetic the amount of interest over the years is not that great, but one the deciding factors when i took out the policy were the extra benefits and the guaranteed waiver of premium if i died or was permanently disabled. The actual policy is not linked to the child studying, so even if the child decides not to study the company will continue with payments. Starting in 2014 i started to receive college educational benefits from Philam and payments have been on time and exactly as promised.
  13. Gas

    Saving for College

    Our kids have/had Philam Educational Plans here in the Philippines and we have been very pleased with the service they provide. When we initially took out the policies they were around 5 years old and if my memories serves me right we payed for around 11 years. Over the past 5 years they have payed every May and October without any problems. The plans were in my name and i always saw it as a just in case policy if something should have happened to me. I am at work just now, but i can give more details later.
  14. Gas

    American filmed offering to buy baby

    All three....methinks.
  15. Gas


    A stunning beach that washed away 33 years ago during violent storms has reappeared thanks to a freak tide. The beach near the Irish village of Dooagh on Achill Island vanished in 1984 after waves swept away all the sand. Read more: http://metro.co.uk/2017/05/07/beach-that-washed-away-33-years-ago-reappears-after-freak-tide-6621027/#ixzz4gY4aOVlu Hope the sand stays put this time