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About TomJC70

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  1. PhilHealth for Filipina?

    I tried, but what I find is mostly geared toward Philhealth for expats. I'm sure I'm using the wrong search terms, but I just seem to get the right ones... Thanks for the input, I've told her to make inquiries herself and let me know. At least with the above I ave some idea what to expect. 2400/3500 php/year, that's cheap, easy for me to provide that and it'll mean lower bills for them.
  2. My GF's adult daughter and granddaughter are not covered by any medical insurance. Daughter is ok health-wise, but granddaughter is regularly sick. To me it seems the main cause is improper diet, which I'm trying to teach daughter to change and serve healthier food: lots of fresh fruit and veggies everyday. Daughter says she's got a job, but my guess is it's an informal irregularly job, working for her family and as such she probably could be regarded unemployed. Every few months there's a hospital bill. This one is 3k, last one was 2k. Not shockingly high, but instead of coughing up the cash every time, I'd rather pay some insurance for them. Which would also be much better if something serious comes up. I've tried to find out about PhilHealth, but I don't seem to find what I'm looking for. The PH website isn't helpful, and most (English) info online relates to expats. What I'd like to know is: What does it cost to get daughter & granddaughter in PhilHealth? How does it work? Is PhilHealth paying bills, or do they need to be declared afterwards? Does PhilHealth give full cover or only partial? Obviously any other suggestions more than welcome too. Thanks, Tom
  3. yeah...as everywhere. I should have become a lawyer myself, stupid me choosing to pick engineering stuff. 4 Years?? Wow... A friend of us had her annulment done in two years, we're kinda keeping that as a duration as well. Actually, now i'm thinking about that, I'm more akin to "we'll see when it's done" than thinking in terms of duration. It does not really matter all that much if she's still officially married or not for now. She can come to Europe on a tourist visa and for me going to Philippines is easy too.
  4. Yup, she's very aware of white-nose tax. I'll tell her to get a lawyer and start the process next time she's in the Philippines, which probably will be Sep '18....that means if all goes as indicated, she'll get her annulment 2nd quarter of 2020. Thanks.
  5. Thanks. Apologies for the name, although it does surprise me, as John D.(/Jane D.) are commonly used as placeholder names and are not real names. Next time I'll stick to the Xxx Metro Manila would be fine; currently neither of us is in the Philippines and next time we're there, we don't know where we'll go exactly, but we will be passing through Manila. Thanks for the explanation, that does make sense and also clarifies those lawyers responses to some extent. ...which makes me think maybe they're not too bad after all. The two laywers GF talked to in Manila quoted 150k and 180k for the whole annulment procedure and both mentioned it would take about a year and a half. That's quite a long time and from what I read online it could take even longer... Their quotes seem not to be out of the ordinary, so that's ok I guess, but GF said she didn't feel good with either. (The 3rd one is far from Manila and not easy to go there for GF, so he's not an option.)
  6. My Filipina GF married her Filipino husband in 2000. They have a child together, born in 2001. GF became OFW in 2008, support her hubby and kid for a few years, but then found out he was cheating on her and "left" him: moved the kid to her family and stopped sending him money. He then moved in with another woman, not sure if they have kids, but it is certain he did not marry her. Now here's the thing: The man she married gave a wrong name and a wrong date of birth when they got married. His legal name is John F. xxx, born 1 Jan 1970. But on the marriage Johnathan F. xxx, born 1 Feb 1971. is recorded. This seems minor, however, there's no legal record anywhere of this Johnathan F. xxx: no marriage record (which is strange) and also no birth certificate. On the other hand John F. xxx is real: birth certificate and there is a Cenomar(!) for him as well: John F. xxx is NOT married. To be clear: GF is registered as being married. From my own research her marriage could be declared null based on "The following marriages shall be void from the beginning: (5) Those contracted through mistake of one contracting party as to the identity of the other;" (Executive Order No. 209, The Family Code of the Philippines, Art. 35). In my mind this means: Johnathan F. xxx does not exist, thus GF cannot ever be married to him, hence marriage can easily be declared null. GF talked to some lawyers, including the above story; they all offer a standard annulment package deal based on psychological incapacity. Huh? Why? (Not to mention: how to evaluate a non existing person?) And none actually discussed the identity issue; The least would be an explanation why his incorrect identity would not hold up in court. That makes me think they weren't listening...or are clueless or just see $-signs. Anyone got some insights/thoughts? And if someone knows a trustworthy lawyer, that would be great! Thanks, Tom