How To Plan For An Unexpected Medical Emergency

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jpbago
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Buy medical insurance.

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robert k
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Explain to them that they can not take your blood sugar while you are eating a piece of candy. :hystery:

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OnMyWay
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Good topic Dave!  I'm interested to see more advice.

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Alby
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Thanks Dave!

The main thing is to have several redundant ways of accessing your money.

We all know how things unexpectedly and for no reason work here.

As you said. Plan for blood, which doctor and which hospital to go to in advance.

As for much, I guess it depends on individual resources.

Sent from my iPhone using Tapatalk

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Old55
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Make a detailed plan with your wife or trusted friend in the event something happens and follow the plan.

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Hey Steve
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9-Understand the limitations of the hospital in your immediate area.

 

10-Pre screen the hospital regarding acceptable payment methods in advance (insurance, cc cards, cash etc) by talking with the admissions staff regarding their particular policy

 

11-How are you going to be transported to the hospital at a moments notice at all hours of the day and night?

 

12-Provide your health history to your wife or friend to give to the doctor

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earthdome
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Make plans for how you get to the hospital. Is there an ambulance service to call? do you have phone numbers for taxi's? What if you can't drive your car/motorbike?

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OnMyWay
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For those of with kids and no family close by, you should have a plan for them.

 

And what if you and your significant other are both in an accident?

 

This thread really makes you realize you need a written plan that can be given to family and friends who are part of the plan.

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intrepid
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Buy medical insurance.

I guess this could be another topic of it's own.  I was just planning to ask, "How much insurance coverage should we have in the Philippines"  or "how large medical savings".  Not getting into a debate of companies, deductible, or co-pays.  Knowing that medical cost are lower in the Philippines, I want to plan for a worse case, like major operation of things like heart by-pass, transplants, or similar.  I have seen insurance companies ofer plans from php100,000 to  php3M.  Of course it depends on ones health condition and ability to budget but is having a php3M too much?

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