PhilHealth rate increase for foreigners

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Tukaram (Tim)
Posted
Posted (edited)

Anybody seen this yet?  It seems that PhilHealth finally realized all us kanos are rich. New rates start 1JUL2017. Good thing I am listed as a dependent on my wife's account.

Quote

5. How much is the annual premium contribution rate for foreign nationals?


5.1 Php 15,000.00/annum – for foreign retirees registered in PRA
5.2 Php 17,000.00/annum – for other foreign citizens
Having been covered under a Joint PhilHealth-PRA Memorandum, foreign retirees registered in PRA will have a lower annual premium rate. The PRA will help PhilHealth facilitate enrollment of foreign retirees.

Source: https://www.philhealth.gov.ph/circulars/2017/TS_circ2017-0003.pdf

 

~Edit~

Someone on Facebook said they heard we can longer be on the spouse's cheap account... I will have to look into that. At this price - they can keep it.

Edited by Tukaram (Tim)
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sonjack2847
Posted
Posted (edited)
1 hour ago, Tukaram (Tim) said:

Anybody seen this yet?  It seems that PhilHealth finally realized all us kanos are rich. New rates start 1JUL2017. Good thing I am listed as a dependent on my wife's account.

Source: https://www.philhealth.gov.ph/circulars/2017/TS_circ2017-0003.pdf

 

~Edit~

Someone on Facebook said they heard we can longer be on the spouse's cheap account... I will have to look into that. At this price - they can keep it.

Yes Tim maybe for a 1/3 more premium you could get insurance to cover yourself.Not your spouse or children,from a better supplier.

Edited by sonjack2847
removed repeated word,must have stuttered.
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OnMyWay
Posted
Posted
3 hours ago, Tukaram (Tim) said:

Anybody seen this yet?  It seems that PhilHealth finally realized all us kanos are rich. New rates start 1JUL2017. Good thing I am listed as a dependent on my wife's account.

Source: https://www.philhealth.gov.ph/circulars/2017/TS_circ2017-0003.pdf

 

~Edit~

Someone on Facebook said they heard we can longer be on the spouse's cheap account... I will have to look into that. At this price - they can keep it.

It says it right in the circular:

Foreign nationals are required to enroll as member and shall not be covered as
dependent by their Filipino Spouse.

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Dave Hounddriver
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Posted

I think its great.  In the last 10 years I saved 24,0000 pesos by NOT buying PhilHealth and in the next 10 years I will save 170,000 pesos by NOT buying PhilHealth :571c66d400c8c_1(103):  How's that for the glass being half full :whistling:

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Tukaram (Tim)
Posted
Posted
54 minutes ago, Dave Hounddriver said:

I think its great.  In the last 10 years I saved 24,0000 pesos by NOT buying PhilHealth and in the next 10 years I will save 170,000 pesos by NOT buying PhilHealth :571c66d400c8c_1(103):  How's that for the glass being half full :whistling:

That is a lot of beer money! (or as I tell my wife... my drugs and hooker money ha ha)

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davewe
Posted
Posted
4 hours ago, OnMyWay said:

It says it right in the circular:

Foreign nationals are required to enroll as member and shall not be covered as
dependent by their Filipino Spouse.

I am not seeing the above reference.

However, there are a couple of interesting facts. First they require an ACR card to enroll, which some guys who use the Balikbayan privilege don't have (although I always figured I'd get one anyway).

Secondly, PhilHealth Z is excluded completely. A well known expat recently spoke highly of the Z plan, which helped reduce the cost of his heart bypass operation considerably. Doesn't sound like a foreigner will be able to use that in the future.

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davewe
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Posted
13 minutes ago, davewe said:

I am not seeing the above reference.

However, there are a couple of interesting facts. First they require an ACR card to enroll, which some guys who use the Balikbayan privilege don't have (although I always figured I'd get one anyway).

Secondly, PhilHealth Z is excluded completely. A well known expat recently spoke highly of the Z plan, which helped reduce the cost of his heart bypass operation considerably. Doesn't sound like a foreigner will be able to use that in the future.

OK I looked at the complete circular, and yes it does say that, unfortunately. Since the circular doesn't take effect till July, I am hoping to have my wife enroll before then.

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OnMyWay
Posted
Posted
5 hours ago, davewe said:

OK I looked at the complete circular, and yes it does say that, unfortunately. Since the circular doesn't take effect till July, I am hoping to have my wife enroll before then.

Yes, sorry, I was looking at the full circular when I wrote that.  For others, the full circular is 2017-03 at the top of this link.  The statement is #1 in section VIII.

https://www.philhealth.gov.ph/circulars/2017/

I don't understand what you said about your wife.  She will not be able to have you as a dependent after July 1.

 

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davewe
Posted
Posted
6 minutes ago, OnMyWay said:

Yes, sorry, I was looking at the full circular when I wrote that.  For others, the full circular is 2017-03 at the top of this link.  The statement is #1 in section VIII.

https://www.philhealth.gov.ph/circulars/2017/

I don't understand what you said about your wife.  She will not be able to have you as a dependent after July 1.

 

I guess I was hoping that if we enrolled before July 1, then we would get a year with the current rules and fees.

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mogo51
Posted
Posted
12 hours ago, sonjack2847 said:

Yes Tim maybe for a 1/3 more premium you could get insurance to cover yourself.Not your spouse or children,from a better supplier.

who would that be Kev?  I assume it would very much depend on age, I am 66 now, do you have anywhere I can have a look at the rates ie. website?

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