stevewool Posted May 18, 2017 Posted May 18, 2017 Now i was not to sure where to put this , so i put it here. Buying that new/old car, are there any deals to be had for buying a 2nd hand car over in the Philippines. I have just opened my big mouth and said NOOOOOOOOOOOOOOO, to the question but i thought i would ask o here. Sister in law asked Emma to ask me to borrow her 150.000 peso for this 8 year old car so she can commute to and from work and she will pay me back in November. Now my car i drive here in England is 19 years old and its worth to me thousands , but in real money its worth around 9,000 peso so why would i send money over there for a car. The sister works in Manila and she gets a allowance for a car in her wage but she chooses to keep the cash rather then buy the car, but now she is fed up of waiting for buses and getting to the house very late and so on, but she has been doing this ever since i came onto the scene . I did ask as she asked her sister and her father in law and even her husband too, but i just got that look, and no i have a few hours of peace from Emma too a she thinks we should GIVE it her, sorry borrow it her. I thought i got rid of that tattoo on my forehead TW-T. but a little bit of the ink i rubbed off all those years ago i must have missed. 4 Link to comment Share on other sites More sharing options...
Forum Support scott h Posted May 18, 2017 Forum Support Posted May 18, 2017 Steve, seems that this is more about family relationships than used/new car (which I know something about). I try not to give advise about family matters, but rather give options. 1. give the money, keep the wife and family happy 2. don't give the money and prepare the guest room for occupancy, because it sure seems like your wife wants to give the money to her sister 4 Link to comment Share on other sites More sharing options...
Popular Post bigpearl Posted May 18, 2017 Popular Post Posted May 18, 2017 (edited) Questions like this on these forums are common, even I have asked and contributed my 2 bobs worth over the years. In the end for myself and Bengie we say no. His family think we are wealthy and by their standard we are but not in Australia, we are average middle of the road and got there by watching what we spend and going without, planning a decent retirement etc. not by giving money away and that's what it is with family there, you have to gift not lend. We do help medical/dental/university (some 50 to 60K PHP annually) as needed and I feel that is enough, Bengie is coming around also, slowly slowly he grasps the situation and the potential problems regarding this issue when we move there in a couple of years. As I say to him God helps those that help themselves. I could go on for hours about lazy family members but I am sure we all have the same problems. A suggestion Stevewool, as she is working and getting an allowance for a car. Firstly did or is she saving any of those funds to help herself purchase a car? Second, why not send her to the bank to borrow the money like many people do? Good luck with your choice. Cheers, Steve. Just saw Scott's reply and a valid point made, you have to work out this problem with your better half definitely but a little ammunition for you.If they don't have the money to buy a car because they spend/live week to week how are they going to be able to afford LTO, fuel, tyres and servicing. Insurance? Edited May 18, 2017 by bigpearl 6 Link to comment Share on other sites More sharing options...
sonjack2847 Posted May 18, 2017 Posted May 18, 2017 1 hour ago, stevewool said: Now i was not to sure where to put this , so i put it here. Buying that new/old car, are there any deals to be had for buying a 2nd hand car over in the Philippines. I have just opened my big mouth and said NOOOOOOOOOOOOOOO, to the question but i thought i would ask o here. Sister in law asked Emma to ask me to borrow her 150.000 peso for this 8 year old car so she can commute to and from work and she will pay me back in November. Now my car i drive here in England is 19 years old and its worth to me thousands , but in real money its worth around 9,000 peso so why would i send money over there for a car. The sister works in Manila and she gets a allowance for a car in her wage but she chooses to keep the cash rather then buy the car, but now she is fed up of waiting for buses and getting to the house very late and so on, but she has been doing this ever since i came onto the scene . I did ask as she asked her sister and her father in law and even her husband too, but i just got that look, and no i have a few hours of peace from Emma too a she thinks we should GIVE it her, sorry borrow it her. I thought i got rid of that tattoo on my forehead TW-T. but a little bit of the ink i rubbed off all those years ago i must have missed. Steve let Emma give her the money out of her salary. 5 Link to comment Share on other sites More sharing options...
Forum Support Popular Post Mike J Posted May 18, 2017 Forum Support Popular Post Posted May 18, 2017 How about you tell her that "instead of repay a loan in November, wait until November and then buy a car." 7 Link to comment Share on other sites More sharing options...
mogo51 Posted May 18, 2017 Posted May 18, 2017 53 minutes ago, scott h said: Steve, seems that this is more about family relationships than used/new car (which I know something about). I try not to give advise about family matters, but rather give options. 1. give the money, keep the wife and family happy 2. don't give the money and prepare the guest room for occupancy, because it sure seems like your wife wants to give the money to her sister My advice: draw the line in the sand, go fo option 2 and save yourself a lot of money in the future - not your problem. 2 Link to comment Share on other sites More sharing options...
Dave Hounddriver Posted May 18, 2017 Posted May 18, 2017 2 hours ago, stevewool said: Sister in law asked Emma to ask me to borrow her 150.000 peso for this 8 ye What I don't understand is this: Almost every filipino and their kids have new cars here now. They are all over the place. Reason is that a filipino with a job can buy a new Hyundai Eon on promo price for as little as 5,000 pesos down payment and 9,000 a month for 5 years. Thats not a lot more than buying a motorcycle for the middle class filipinos. Heck, my neighbor has one which she pays for by chatting on-line to foreigners (who send money and her husband doesn't care as he loves that car). So why would she want to "borrow" money for a second hand car when she can have a new one so cheap? And the way things work here, its better than renting because if she can't make the payments she just turns it back over to the back and they say "thank you" 4 Link to comment Share on other sites More sharing options...
Happyhorn52 Posted May 19, 2017 Posted May 19, 2017 Why only 150,000. How can she possibly get a new car for so little money? 1 Link to comment Share on other sites More sharing options...
Forum Support Old55 Posted May 19, 2017 Forum Support Posted May 19, 2017 If Emma were to simply give her the money to buy a 150K junker as soon as anything goes wrong.... like the next day.... it could become "The car you got for me to drive to work broke down now I can't get to work it costs 20K to repair and I missed three days of work can't feed the children need meds for my stress and the rooster quit laying eggs" 5 Link to comment Share on other sites More sharing options...
Reboot Posted May 19, 2017 Posted May 19, 2017 (edited) 1 hour ago, scott h said: Steve, seems that this is more about family relationships than used/new car (which I know something about). I try not to give advise about family matters, but rather give options. 1. give the money, keep the wife and family happy 2. don't give the money and prepare the guest room for occupancy, because it sure seems like your wife wants to give the money to her sister That's what it boils down to. Go in assuming the worst, and decide accordingly. But judging by this thread's responses, my nostrils perceive the pungent aroma of a scam in the works. Edited May 19, 2017 by Reboot 3 Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now