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Showing content with the highest reputation on 02/14/2013 in all areas

  1. How did you get away with such "Square" shaped boxes? Ones my wife always sends are "Pregnant"!!! :hystery:
    6 points
  2. My grandfather made a small fortune in the Philippine real estate market. His philosophy was very simple. "When the market is down, buy as many properties as you can afford. When the market is up, way above your wildest dream, don't sell." What he meant was that real estate is for the long haul. The market will fluctuate up and down, but in the long term, the market will continually rise. Sometimes rising prices is because currency is devaluing due to inflation or manipulation by the government. The US Federal Reserve and the European Central Bank are busy printing money at the moment. I w
    3 points
  3. Hi Mike! - Just to open up another possible location for you my wife and I have a small house and 4 hectares of land in S. Leyte. Leyte is a very interesting place and has several medium sized cities which are not too bad to visit. Not like Cebu because they are more rural and the further you get from the biggest Cities like Manila, Cebu or Davao City the less development takes place. (power and graft.) There are a lot of daily ferries from Cebu to Ormoc City which is quite nice. My wife grew up there and I have been many times. A bit further south you have Maasin, BayBay, Bato and Hilongo
    2 points
  4. I use a thin plywood liner for the bottom and top when possible. Blankets for chushioning and then pack everything so when the box is ROLLED (no hand trucks or dolly in the Philippines, I guess) nothing can damage when is next to it. For any foods or liquids, i double up in 1 gal. zip lick bags. The mini bike was the biggest things so far and i used a sawzall to cut the frame into 3 pieces that fit and managed it all in one box with room for junk too! I posted those pics on the forum under a post less than 45 days ago. Under What do you mean it does not fit! Make it fit was the title
    2 points
  5. The problem is that 'true' sex trafficing is not all that great in volume. The 'answer' to that is to, as stated in this article and others, was to 'expand' the defination. And to continue to expand it until you have 'sufficent numbers' to prove your point. Here in the US, tax papers are due on April 15th. You mail on April 15 but there is an issue at the post office and some machine breaks and your papers are post marked the 16th. Not a huge issue. Today. But using the logic of this new law, the expanded law, if the US government followed this by expanding the defination of 'tax cheats' a
    2 points
  6. I have to admit I am not a tape gun professional and I had troubles when she was bouncing up and down to get alittle more room in the box. As she was a moving target I did have to redirect her gleeful efforts to more of an observer role. It probably explains why I used 10 rolls of 3M packing tape! :dance: I use ac fiberglass reinforced aluminum tape. Or Black duct tape if I run out of the ac tape. This way, they may not try to cut the plain clear readily available tape to see what is inside and then simply reseal again with the clear tape. They certainly do not have the tape I use. $11
    2 points
  7. JJReyes: "Going back to Philippine real estate. I would buy or construct a house for lifestyle reasons. It would be something for me to occupy and enjoy." JJ, I already have my house here for 9 years. I enjoy it alot especially the peace and quiet.
    2 points
  8. My understanding is only 40 % of a condo building can be foreign owned, this is something to check before purchase. You can own the condo its self but 60/40 rule over the whole building.
    2 points
  9. I guess I'm not sure what the problem is. What's the problem with a country trying to improve its image a little and help some people at the same time? Perhaps reading something into this that isn't there. JMHO :rolleyes: Doug
    2 points
  10. My wife, son and I are in the real estate business owning a real estate firm in Hawaii. We had looked into the Philippine property market for investment opportunities either for ourselves or our clients. There is no multiple listing service in the Philippines. Without a reliable database, it is difficult to make an informed decision when it comes to investment properties. Everything is rumor and hearsay. The tax code means you pay capital gains irregardless whether or not you made money from the transaction. Metro Manila and Metro Cebu real estate is in a bubble. Prices will more likel
    2 points
  11. Saturday here was the big pickup day of our 2013 shipment of Balikbayan Boxes. What a relief now that it is completed. All told we had 5 Jumbo, 1 Regular and 6 Junior boxes. I don't have to tell you'all (you know) how much work goes into procurement, storage, deciding who gets what, packing, the sitting on top of the boxes by the wife so you can get it taped shut, the taping of the boxes and then moving them to the pickup staging area...makes me tired just typing about it :hystery: The payoff will be when the family finally gets them. The plan is to be there when they are deliv
    1 point
  12. Hi there Yank...i am living in Banna which is about 45 minute drive to Laoag...i am there quite often actually...send me a note some day if you ever want to hook up. cheers
    1 point
  13. I wholeheartadly agree, for all my life I have believed in property being a solid investment but now I do not. I want to have the freedom to move whereever and whenever I want. I have a quite expensive property in the Canary Islands in a fabulous location that I want to sell, the problem is that the Spanish banks are not lending and that means finding a buyer with a lot of cash which really restricts my potential buyers. With the money from my sale I will invest in a well balanced portfolio of safe stocks happy in the knowledge that if I need a chunk of money I will have a choice of stocks to
    1 point
  14. Steve, I did think about it for some time, but decided against it for differing reasons, the main one being I like to be close by to any of my investments, I just wouldnt be comfortable leaving a property there without seeing what was happening with it, I wouldnt want my elderly parents having to go around on my behalf if there was issues.
    1 point
  15. My check deposits have become available to spend in less than 30 days. Seems to be taking 21-25 days for me. Yes, BPI has good exchange rates. Good rates plus the convenience of doing the foreign exchange transfer online makes it a winning solution for me.
    1 point
  16. I agree with this. Investing in real estate is risky even in your home country where you know the rules and the laws, but here, the rules are written with invisible ink, and forever changing. Last week, there was news on condo tax increases for foreigners only, I believe. If the condo building was only owned by kanos, then it would hold it's value. PI standards are different. For investing, I use PUBs and BIG Tobacco. Pubs are pipelines, utilities, and Canadian banks. Tobacco is Phillip Morris and Altria which have done very well. PUBs simply raise their rates or fees while paying 4 to 8%
    1 point
  17. Smaller lighter people sometimes didn't make it quite all the way to the other end. So a staff member would roll down the line, hook on to the person, then go hand over hand on the cable to pull them back up to the tower. My girlfriend refused to do the zip-line. I did get some pictures of her with a large python snake draped across her shoulders.
    1 point
  18. My girlfriends aunt rented a van and driver for the day since there were 10 of us. It was about 1.5 hour drive from San Fernando City. No reservations were needed. FYI, there is no smoking or alcohol allowed inside PUGAD. They are really trying to keep it a family place. Thanks. It was a fun day.
    1 point
  19. Bruce we here in oz have all maner of animals that will have a go at you from crocs, sharks ,snakes , spiders ,even roo"s if you happen to corner them.Coz we grew up with them sometimes you just become a bit forgetfull that they are around and don't take the care you should, thats when you get attacked . cheers
    1 point
  20. The only "buffering" I have seen from an end-user perspective is with a media player, I haven't seen a VPN that does that. Your connection should be seamless, but they all have some overhead or latency. If your broadband connection is crap so will be your VPN service. All the big ones require contracts and credit cards; since you're only needing this for 3 weeks, I would go with a free one unless you need high encryption for security reasons. Here's a link for some recommended free VPN services - http://www.pcmag.com/article2/0,2817,2390381,00.asp. There are lots more.
    1 point
  21. JJ.... great info, but you stopped before you stated your opinion as go or no go. Sounds like the original poster is looking to buy 1-2 units and not a huge speculation. Utpatur.. they use a negative word from English about their financing programs. They call it SCHEME. Really..... In the US a scheme is a shady deal, illegal or risky. But in the Philippines, it is a two tiered plan. 1st. you can finance your down payment for 2-4 years and then convert to a bank financing at predetermined rates. You have to realize that for the average Pinoy.... and car dealers LOVE this in the US.
    1 point
  22. In Cebu 2011 i had 6 crowns,a bridge a root canal and cleaning done for 38000php the dentist kept the first 3hours of every day just for me starting at 9 am and the service was really great i watched her make temp teeth and fit them each day modern surgery good equipment even took us out to dinner when she had finished.I met a lot of her customers most where westerners many coming over for a holiday and getting there teeth done at the same time cheers
    1 point
  23. Well, I support your idea and effort. Real estate is often solid investiment. Always pitfalls, of course. But compared to other ideas to make money in Phils, I would like the real estate. Low taxes and in Makati, very busy area! Doing online research you see some rental deals in The CItidel, an older building with investor owners either using the front desk to rent out or on their own via Sulit et al. I believe that if you allow the building manager to manage your unit, you get 11 months rent and he gets 1 months rent as a free. As for negative you ask? TOO MANY TO LIST... so I sha
    1 point
  24. I bought a can of cocoa nut water a couple weeks ago at the grocery store - they had it on special for $2 while the regular price was almost $5. After the first taste, I knew I wouldn't be buying that brand again. Stale tasting and, after reading the ingredients, too much sugar added. I would love to try some fresh!!!
    1 point
  25. Hey Dave! After spending some time to cool down from my answer yesterday, I have a bit more for you today... A lot of this answer depends on where and when you father served. You said he was RCAF / CAF so that puts him into a couple different catagories. There are still benefits out there (I believe) for members of the RCAF but I am not sure what they are. This is one your Mother's local Legion should (and better) help her with. As he was also still a serving member after mashing everything together and then his retirement after a full career, I can state that he is a Veteran. Some of
    1 point
  26. I heard that Madonna has been pushing it so sales are up! I do everything that Madonna tells me to so that is why I drink it. :hystery:
    1 point
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