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scott h

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scott h last won the day on June 3

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About scott h

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    Full Member
  • Birthday 10/01/1957

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    Male
  • Location
    Paranaque, Metro Manila
  • Interests
    Arrived in the Phil December 2012, No regrets at all so far.

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  1. You will be a rich man here . Unless you visit the casino daily(and lose lol) or have an extravagant life style 2500 should be fine. IMO your largest monthly expense will be housing. Which brings us to tactics. Depending on your timeline for your move here, I would STRONGLY recommend that you do not move until your wife is a Filipino citizen. either wait until she becomes a US citizen and gets her dual citizenship or wait until you are here to get it (she has waited 18 years lol). Her being a Filipino citizen will make life a whole lot easier, like opening bank accounts, getting utilities or buying a house things like that. But your bottom line concern about income, you should be fine Welcome to the forum
  2. I am happy with them also, our only problem or challenge comes that we do all the banking for relatives overseas, and naturally they all bank with PNB...…….…..but just at different branches
  3. This picture is of Roxas Blvd, Manila, the one that runs along the Bay past the US Embassy and the main road from Cavite into the BI at inturmuros. Before and after the latest street clearing mania. I know which one I prefer lolol
  4. Come on Mike,,,,,,,,,,,,,,,,,,,nothing is worse than baby poop
  5. citibank Here is my story When we first moved here our first task was to build our house. Our bank in the states is Citibank. There happened to be a Citibank branch near our Phil location. We opened an account in the Phil. So we could transfer large sums between the two accounts. I can not recall if there was a fee or not but all transfer went with out a hitch and took like 3 business days. After the house was built the Phil branch moved locations and was no longer convineet for us, so we closed the Phil account.
  6. Welcome PT I am going to assume you have visited here before and are some what familiar with the goings on here Tagayatay is a great place and if we did not inherit a house, would have been high on our list of living lokations. There are some existing condo developments up there, but I have not been inside. My only complaint against condos here are the size. To a yankee standard they are tiny. College dorm rooms are bigger . Unless your Idea is to buy two adjacent units and knock down a wall? Normally 1 bedroom, 1 bath, galley kitchen usually for around 4-5 million pesos. Not counting HOA fees, plus you usually have to buy a parking spot, in most condo parking spots are not included. Before deciding on your next visit go to almost any of the major Malls, a lot of them have display units set up on the basic condo floor plan and you can get an idea of what they are like with furniture. again welcome
  7. Things might have changed since 2012, but before we moved here I asked at a PNB bank in San Diego if I could open an account there and use it for pension direct deposit and the like. I was told that that (particular) branch was just used for remittances and money transfers. Since we moved here I have learned that most (maybe not all) banks are not interconnected as you find in the states. If you transfer between branches you sometimes have to pay a fee. We use PNB here and are quite happy. But we keep the bulk of our money in a US bank stateside. If things have changed, please let us know. Be useful info for future members
  8. My wife wondered aloud as we were watching the news about this: Why didn't someone either stop here or at least make her pick it up and throw it away? I responded, 1, no one saw her, or 2. Filipinos in authority are either reluctant or to lazy to exercise authority. I vote for number 2. how many times do we see each day flagrant breaking of the law right in front of PNP, traffic enforcers and Barangay Patrols
  9. I make them go through the effort of writing the ticket and enjoy the obvious embarrassment as they stand there shifting from foot to foot waiting for me to give them cash. Twice they just gave me a warning, maybe they can not write.
  10. They sure are, that is why when I filled out my retirement papers and they ask for my home of record I listed my Phil addy. Instant 15% pay raise
  11. I saw my first POGO yesterday. Our local S and R had a two story unused area in the front part of the building. I have been watching it being remodeled for quite awhile now. Yesterday I noticed that all the window have been opaque, a guard at the front door, no smoking signs in Chinese, and several young men who just didn't look Filipino hanging around. There were also about a dozen vans in the parking lot with the logo of "Royal Gaming Corporation" on them. It is at the Aseana S and R.
  12. I am not a tax expert and have my taxes done by a tax person in the states (been doing them for us for years) and this my understanding. You only pay state taxes in your home of record state. When we retired we changed our HOR to the Philippines, so we only have to pay federal taxes (on our pensions, which is a big savings) . The bulk of our money is kept in a major stateside bank. We do use my sisters address in the states if needed. We pay state taxes on an income property but only on THAT income. We came from socialist republic of California , so if this was illegal I am sure they would have got us by now lolol. Filed taxes 7 times and no problems thus far.
  13. short article about Pogoes in todays paper, might be a puff piece,,,,,,,,,but https://www.philstar.com/business/2019/08/15/1943379/what-i-saw-inside-pogo-hub '); doc.close(); })(); There’s a mini grocery selling imported Chinese goods — from cigarettes, crackers and softdrinks, to sanitary napkins and what-have-you. There are living quarters with several dorm-type rooms and their bunk beds. There are smoking areas and wide open spaces; lots of greenery, too. There are nipa huts and an al fresco dining and drinking area that can accommodate hundreds. And then there are the offices. The office spaces are similar to call centers—nothing out of the ordinary. If not for the Chinese employees, one might confuse the offices as just a regular BPO or call center office. This is what I saw during a recent visit to a POGO hub, a few minutes away from Manila. The hub is already operating, but is only partially open. The rest of the sprawling estate is still under construction. POGO stands for Philippine offshore gaming operator. Basically, the so-called POGO hub refers to a piece of real estate with buildings and structures dedicated to offshore gaming companies and their service providers. Inside the BPO buildings are telemarketers, call center agents, IT, accounting and other back office support. The offices aren’t cramped, although they are not sparingly designed either -- typical of most BPO setups. They have airconditioning too and proper lighting. Live, work, play In a nutshell, a POGO hub is just like any other IT/technology hub or industrial park that caters to a particular industry. While POGO hubs follow the “live, work, play” concept, all foreign and Filipino employees working there have complete freedom of movement, says the operator. I didn’t stay long enough to see what the mostly Chinese employees do at the end of a typical office work day, whether they actually go out of the hub, or just stay inside and have some tea, banter over drinks, or just go back to their bunk beds. But I saw some employees buying food and other items in the Chinese grocery in between office hours. The operator says that all workers can take free company shuttles or any public transportation to any place they wish to go to like malls and cinemas during their day off. Furthermore, the operator says that contrary to misconceptions, a POGO hub is not some kind of prison for foreign or Filipino workers. A hub’s greatest advantage, in fact, is the presence of government representative offices to ensure full compliance with Philippine immigration, labor and tax regulations. I didn’t see the Filipino officials during my visit, but I’m told that they would be there. Disclaimer Of course my knowledge of a POGO hub is only as good as my access, but from what I saw during my visit, I can attest that these hubs are just like the usual mixed-use communities. In fact, some economic zones I’ve visited in the provinces seemed more restricting to workers. I actually like the idea of having POGO hubs, if only to contain the creeping Chinese influx in the country. I say this with no intention to discriminate against Chinese nationals. In fact, let me share with you that I have some Chinese friends from the mainland — different from my Filipino-Chinese friends — and we would chat over lunch or dinner once in a while and I can say that they have been kind to me and I enjoy their company. But I also know that the cultural differences are prevalent. Some find them impossibly loud, obnoxious, untidy and so on. I have heard complaints from condo residents about their noisy and rowdy Chinese neighbors. Policymakers should, therefore, appreciate PAGCOR’s desire to better regulate POGOs. They thought of POGO hubs because of complaints of cultural clashes. The hubs are designed to put them in one area without restricting their freedom of movement. In fact, POGO hubs may be the best solution yet to the growing POGO-related problems in the country. Read more at https://www.philstar.com/business/2019/08/15/1943379/what-i-saw-inside-pogo-hub#VYEZHkPwOkb6dZQ3.99
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