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Everything posted by earthdome

  1. CBD might have the same effect as the medical cannabis with out the high. Legal now in most US states. But illegal in the Philippines according to this article: https://supplementsinreview.com/blog/is-cbd-legal-in-my-country-global-guide-to-cbd-legality/
  2. Thanks for the update. When we setup our SS benefits, for me, our daughter and my wife as caretaker we just had all 3 go into our joint credit union account. No restrictions.
  3. Growing up I was interested in sports. Baseball, basketball, etc. I played on summer leagues and school teams. Not once did my parents attend a game. My participation was driven solely by my interest in playing those sports. I don't recall there was any problem back then with parents.
  4. I agree. That should apply to all activities. It should be based on what the child's interest is and how much they want to participate. Not on the parents.
  5. Please report back on your experience renting. As they say, its all about location, location, location. We stayed in an AirBnB on the beach in San Fernando, La Union last fall. The building was 4 years old and originally was going to be apartments. But the owner (an expat's wife) is doing much better with AirBnB in that location. I think he gets 2.5 to 3k pesos per night and has 6 2BR apartments in the building.
  6. Ohh, a pirate girl friend. Yup, that will help pass the time until his eye heals.
  7. roddavis, Wow. Glad to hear you are doing better. A bit scary getting that sick. Did you have PhilHealth?
  8. Vit C, D3 when I can't get much sun. Just started taking CBD now that it is legal in most US States.
  9. The easy solution is to use Grab. The cars and drivers are nicer than the normal yellow or white taxi's and the fare is fair. Plus it only takes 5 -10 minutes for pickup. Just install the Grab app ahead of time on your smart phone and get your account with credit card info created. Then if you don't have one, buy a SIMM at the airport, enable data, then summon a Grab. My last trip I used Grab almost exclusively while in Manila and it was so much better than normal taxis. In Baguio the Grab cars and drivers were the normal taxis but then I never had a problem with taxis in Baguio the 2 years I lived there and used them often.
  10. Maybe those numbers were a foretelling of the winning lottery numbers. Did you play them?
  11. And then the fight started.
  12. On our 4th date my wife had me hike to the top of Mt Sta Thomas in Baguio with her.
  13. I walk quite a bit. 10-15 km every day. I bought a fitbit ionic watch Jan of last year and it helps to remind me to meet my goals.
  14. You nailed it OMW. One other concern is how much of a nanny state the USA is becoming. What used to be normal when we were children is now reported to police and child services as possible neglect. Some of the true (not fake news) stories on the Free Range Kids site show how that is a real risk to you and your family. http://www.freerangekids.com/
  15. earthdome


    The question is whether you can trust the dairy who provides you with raw milk. Are they doing testing for listeria and salmonella?
  16. What I used when I was living in the Philippines was MagicJack. Once you have a MagicJack phone number just install their app on your smart phone. Then you can call any US number including 800 numbers.
  17. earthdome


    Notice that Palawan is west of the major fault lines which constitute the Pacific Ring of FIre. Palawan also does not get as high intensity typhoons as the eastern islands. In addition I don't think their are any volcanoes their either. So if your concern is being safe from natural disasters, Palawan is the place to live.
  18. I would make absolutely sure the surgery is required. Perhaps there are other things you can try first. Several years ago i had a growing problem with hip pain, then it extended to the front of my lower leg sometimes. It turned out that the bottom most disk of my spine next to the tailbone had been crushed at some point. (Rest of my spine looks perfect) This affects the nerve bundles exiting the spine to my legs. Bottom line the pain was caused by nerves. 3 months of physical therapy helped to adjust something to the point where i rarely have any pain. This avoided more intrusive therapy like spinal injections or eventually, surgery.
  19. I like nice long hot showers with plenty of water. Developed this habit after serving for years on a submarine taking navy showers or sponge baths at time if on water rations.
  20. When we travel I try to keep all the important documents and small valuables in my backpack. I always bring that with me when leaving the hotel room, AirBnB, etc. Just too many experiences with valuable things going missing when we travel that I try to make sure things don't get lost or misplaced.
  21. The stock markets could have a major break either way. Continue on for the next 5-10 years with all time highs or have a huge 50% plus correction. Good arguments can be made on both sides. And which way it goes depends a great deal on politicians and other things which are difficult to predict. That is why my investment adviser has me mostly in index funds but with enough PUT options to protect me if the market takes a major downturn. Kind of like insurance. If you stay in a cash position then you are losing money from monetary inflation. i don't trust bond's anymore since the interest rates are so low and if for some reason interest rates spike up you lose a great deal off the principal of the bond.
  22. Congratulations Steve. Looks like you are already off to a great start.
  23. If you are sitting on a nice chunk of equity perhaps you can sell then downsize to a condo. Perhaps you have enough equity to pay off a condo. The condo will be safer to leave empty and ready for you when you return. Another option to consider if you want some additional income is if your condo is in the right location it may work well as an AirBnB which you could leave in the hands of a professional AirBnB manager. Just block out the dates when you would be home so you can use it instead of guests.
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