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simplymikee

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Everything posted by simplymikee

  1. I will answer all the posts here. The prices are HIGHER here compared to cheaper USA cities. I am not comparing to NYC or Washington DC or even Minneapolis. I am comparing to medium sized city in AZ, NM, NV,TX, FL, etc. It's not the brand name, it's that everything is imported and undergoes extortion type customs and shipping fees and it's not made here. Even local mfg and processed products are frequently higher because they are priced in relation to imported. I am spending and estimated 30-75% depending on the item more for most things that I can buy in the USA more cheaply, even mor
  2. I am posting this in part because this site allows members to post classifieds for free. This information is gathered from about 10 years of perusing dating sites and registration or attempted registration at about 20 different sites. I only register at free sites because no one has shown me any reason why pay sites will be better than free sites. However free sites, 99% of them are not really free. Many are borderline scam sites that suck you in with offering free only for you to waste your time registering, in some cases, a good deal of time, and then find you must pay to contact
  3. Can anyone inform me as to what living in Iloilo is like for an ex-pat? How does it compare to places like Cebu? Dumaguete? Looking for info on the people, attitudes towards foreigners, costs, differences from other cities, the FIlipinas there, etc
  4. If he doesn't like Cambodia, probably India would be his next best bet!
  5. I believe this only applies to transfers initiated, for example, from a credit card account. Such transfers incur big fee penalties as they are classified as money advance on your credit card. It also can act negatively on your credit. Also this probably means you will get pesos for dollars and incur the other big expense-the conversion spread.
  6. Thanks for the good reply. I have concluded that the P.I. banks are not run professionally, nor according to reasonable banking standards, imo. In fact all banks, even U.S. banks are going down that route. It is surpising to me how many people are putting up with these bad practices. But many are transferring their accounts to credit unions (at least in the USA) that have a much better reputation for providing service consistent with customer expectations. This is of course disadvantageous to not just the consumers, but to the banks. To me it is bordering on fraud for a customer to need to
  7. Not sure about withdrawing at only one particular branch but I've been told that you must do it in person and they will not issue a debit card for that account .... US SS rulings not theirs ..... even your wife can't withdraw funds on that account (or not supposed to .... but I'm sure someone has found ways around it) ..... so if you get laid up no one but you in person can obtain funds ..... or so I've been told .... this is US SS only ... not sure about other countries ..... they want to be sure that they don't continue to pay after you kick the bucket ..... now if you are in the US it is a
  8. I agree. This is part of overall totalitarian shift of USA; they will increase efforts to control US Citizens access to their own money. Maybe you can answer my other question here about SS Direct Deposits?
  9. Was told by one Phil bank that if I transfer my SS DD account to them I can only withdraw the money at that particular branch location (dollar account) Then told by another bank this is not true can withdraw at any bank location Which is true (problem with this page not saving longins)?
  10. The prices here in Dumaguete are high, 30-50% higher than USA EXCEPT on native non imported goods which are limited to such things as bananas,pinneapple, coconut, fish, etc for foods. Any manufactured or processed goods are higher than the cheaper USA cities. Do not compare NYC or D.C. to Phil prices. Examples of higher priced goods: baby powder, razors, towels, linens, Even bottled water is higher than USA. I figure my non durable goods costs will be 50% higher here. On durable goods many things are higher priced: electronics, appliances. I have yet to find a true discount store here. It's
  11. Where can I find a good used frost free fridge, standard sized-not mini, in or near Dumaguete? Nothing on web lately.
  12. I now have an account at a major Phil bank. They told me it takes like 3 weeks to clear a check from my American bank. And I am not even sure I trust a Phil bank with this amount of money. I need to get $3500 from USA to me. I have relative in USA who can assist but I hate to burden her. What is the cheapest safest way to transfer this amount so it gets into my hands. Also last time I checked the limit on USA to foreign transfers was 5,000 USD. Some banks were limiting it to 2,000. I don't want to wait 3 weeks, so what are my options? The money transfer services are pretty outrageous in wh
  13. Thanks for all the good replies. Just after the original post I made the stupid mistake of calling USA relative. 10 minute call exhausted my 300p Globe load, charging me 25-30 cents a minute. What a ripoff, will change my globe sim out for a smart one. My long time friend here suggested an IDD sun card which supposedly gives you 25 min of calls to usa and some other countries for P50. This cell phone thing is a big racket imo. I only had a landline in the U.S. but even with that quality of calls to Phil was really bad. The other irritating thing is all the spam these cell companies send u un
  14. new to cell phones, currently in dumaguete. have nokia with dual sim globe and sun. globe not working where I am, sun works but not always. which prepaid (anonymous) plan can i use that I don't have to visit cell centers every other week. I do not do much texting and my calls are maybe 1 to 2 a day. Most of the prepaid cards I have seen which are only available certain stores only are good for like 30 days. Is there one that is good longer where I don't have to mess with it. Really cell phones are a royal PITA to me. Just want a good working phone I do not have to mess with all the time.
  15. What is the current status of ability to open bank account in Dumag. on tourist visa, can it be done and how if applicant is resident. Is ACR hard to get now? Any reliable current information greatly appreciated.
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