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TheMason

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TheMason last won the day on January 3 2010

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About TheMason

  • Birthday June 1

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    Arizona, USA (Formerly Malate, Manila and Baguio)

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  1. So..this transaction is completed now...but it was not easy to accomplish. I ran into a host of issues, most of them related to anti-money laundering laws and bank fraud detection. On my side of the transaction, Chase locked my account for potential fraud when the wire transfer instructions were submitted. I had even notified them in advance that I would be wiring funds to avoid this situation, but they still locked it. They required me to show up in person at a Chase branch with 2 forms of ID to get the account unlocked. I was in Manila at the time they locked the account. Fortunately, the condo seller was a friend of mine and was willing to wait for his money until i got back to the US to straighten things out. On the recipient's side, BPI held the funds because the person sending the funds (me) was not the same person listed as the buyer on the deed of sale (my son) They required proof of relationship between me and the buyer before releasing the funds. Some other miscellaneous issues along the way were that 2 banks (BPI and Metrobank) refused to open a dollar account for my son in the Philippines. They told him that he didn't need one....just use pesos. All in all...it was a typical Philippines experience....it took far longer than expected, was more difficult that it should have been....but everything worked out OK in the end.
  2. Greetings to the forum! Old time member here, but I've been dormant for years while living in the US with my wife and family. I have a banking question that I'm struggling to solve and hope someone can help me with current information. We're getting ready to purchase some property in the Philippines and I need send about $35,000 USD to our family in Manila to fund the purchase. I've checked with Metrobank and BPI and it seems like they only accept international transfers if you go to their remittance centers in the US. My son has checked with the banks in Manila and been told the same thing. They told us to go their US branch to send the money. Problem is, I'm in Arizona and there are no Filipino banks anywhere nearby. Can anyone recommend a bank that will accept an international wire transfer from a non-customer to an account holder at the bank? I'm trying to avoid a remittance service due to their transfer limits and the exchange rate hit...but will go that route as a last resort if I have to. Thanks in advance for any info you have.
  3. I agree with this, but sometimes there are unintended consequences. Canadian families were hiring caregivers from the Phiippines and other countries to help care for their young children as nannies or for older parents. The rules were fairly lax and they were more or less private arrangements between families and caregivers with placement agencies as intermediaries. Then there were highly publicized abuse cases. Although few in numbers, the do-gooders went wild over the exploitation of women. For example, they were not given day-offs. The Filipina woment were treated like "slaves" forced to work twelve hours a day for under minimum wage. Rules were tightened. A new bureaucracy was created. Families now had to pay the minimum wage of the province, pay overtime, give the caregivers day offs, etc. The unintended consequence is the families could no longer afford caregivers. The number of new hires plummented. Using the cruise industry as a parallel example, the contracts are ten months; twelve hours a day; no day-offs during the contract period. You are given cramped quarters in the bottom of the ship; three meals and snacks; uniforms you had to wash and iron during your off hours; and by US standards, a lousy wage. Filipinos and other nationals fight to get jobs on cruise liners. Why agree to these working conditions? The reason is wages are five to ten times better than at home and the working conditions at home are worse. The do-gooders in Canada won at the expense of those whom they were trying to protect against exploitation. (I still like the Canadians.) So, what's your point? That immigrant families should be permitted to exploit people from their native land without any govt. interference? Families now have to pay minimum wage, give days off, and pay OT when its worked? The horror!! I think that's a good thing. If those families in Canada want to exploit cheap labor, they should move back to the Philippines. There's plenty of people there that they can pay peanuts to care for their elderly.
  4. As I recall, that law only applies to people in the ward. If you are in a private room, it doesn't apply.
  5. So, you're saying we need strong unions so employees can steal from their employers with impunity? I used to manage restaurants and I've had numerous employees arrested for theft over the years. Some if it was large amounts, some small. Some was cash, some was food. In every single case of theft that I had direct evidence for I called the police and had the employee arrested and prosecuted to the fullest extent of the law. In one case, the employee stole a case of chocolate cakes by taking it out the back door and putting it in his car. He was on parole and was violated and sent back to jail to complete the remaining 3 years on his sentence. I had no sympathy for him then or now. My bonus and compensation were based in part on how well I controlled costs, especially inventory shrinkage. I was not going to let a thief take away my bonus or harm my compensation or future with the company. If they were not able to control themselves from stealing, then to hell with them. They deserve what they got. This guy's punishment was harsh, but I'll be you he doesn't steal from his employer any more...assuming he manages to find another job with this on his record.
  6. I agree with the sentiment, but $2000 per week? Are you kidding? Child support should be set by courts at a minimum level required to keep the children out of poverty. If the parent wants to provide a better lifestyle to their chilldren, that should be a personal choice, not a court-ordered mandate.
  7. i went through this in 2010 when we applied for my wife's spousal visa. We rented a condo about 100 meters from St. Luke's. There are several nice towers within easy walking distance. Just head in to the lobby and see what is available. It was not cheap, but it was convenient. I'm not sure exactly what info you're looking for, but I'm very familiar with the St. Luke's routine and can fill you in on living in Manila while your wife is treated. Post back with any specific questions you have and I'll be glad to provide more detail.
  8. You're not kidding. My wife treats me like I just kicked the dog if I don't ask her if she's eaten yet when she gets home from work. It took a year or two, but I eventually got in the habit of asking her the question rather than assume she was a grown, mature woman who could feed herself without me following up.
  9. Another article about this with a bit more detail and names.... http://www.philstar.com/metro/2012/11/25/872833/us-diplomat-stabbed-dead-makati
  10. Excuse me, but the guy just got murdered. How much more heinous and barbaric do you wanna get? Well, how about something like...'They should have cut off his balls and stuffed them down his throat.' or 'He got off easy. They should have whipped him first.' or 'The scumbag should rot in hell' You know, the crap that's usually posted about what should be done to foreigners involved with minors.
  11. I agree with Bubba (above) if it was a foreigner they would have said he was human trafficking. Seriously. If it was a foreigner, everyone on this board would be scrambling to post the most heinous, barbaric treatment they could think of to dish out to the perv. There's more than one double-standard at work here.
  12. The only thing you could rely on in the Philippines is the corruptibility of government officials. Looks like that isn't even reliable any more.
  13. I live in the desert in the US so I'm used to heat, but I never adjusted to the humidity in the Philippines. I lived in Baguio most of the time so it wasn't really an issue there. But in the summers and anytime we came down off the mountain I sweated profusely. When we lived in Manila, I'd sweat 24/7. I found a fan helped more than aircon did to cool me off. I also took 4-5 showers per day to cope with the heat.
  14. The only thing I know after reading this story is that the Kiwi either didn't have enough cash to satisfy the police or refused to pay. I've seen too many bullsh&t allegations of this nature to put any stock in this one.
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