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Everything posted by jock_in_a_frock

  1. yup i think i will go for the worldremit option, the site gives the choice when in sending to show in gbp or peso, so i cud say i will send 10,000 peso it will then show how much that is in gbp including the sending charge, i will then be able to see if this is a better option than BDO ATM`s, i also send through debit card option Bob ! If you a permanent in Phils you should open a local bank account and then transfer the money to the account, rather than one of those public places. only here on vacation so will not be able to open a bank account, going forward i think the best option will be to send my fiancee my " spending money through worldremit, pay the 1 off service charge and can just withdraw my money as i need it throught her bank account, providing she doesnt do a runner hehe !! xoom not available in UK well wasnt the last time i checked, used to use it before then it changed its policy,
  2. thx for your reply. i withdraw 10,000 at a time as thats all my bank in the UK allows within a 24hour period, i guess that answers q1 also, i will try other banks here, another option what i`ve just thought of, would be to do a money xfer to myself would that work ? say through worldremit, im sure they only charge 2.99gbp for money xfers, use them when helping out my other half, can pick up at either MLullier or Cebuano but do they charge anything at there end ? and hows the rates ? thxx again for your reply Pittman !
  3. Howdi all, i was just wondering after checking my bank online, i`ve been withdrawing from BDO in manila & here in Mindanao, now i know the exhange rates do vary slightly but in Manila i withdrew 10,000 peso with a charge of 200 peso, i notice from my bank account i was deducted -155 gbp, 2nd time i withdrew 10,000 was -157 gbp, but here in Mindanao when i withdrew 10,000 it shows -160gbp now were talking 5 quid here of a difference, the exchange rate cant drop by that much, the BDO ATM here in Mindanao also charges 200 peso. any ideas or am i missing something here ?? oh and whats the best least cost effective method for me to get my money without these charges ? and for the record my bank charges for for each withdrawal also = 1.50 gbp so im getting charged 4.50 gbp EACH time i withdraw MY money, mutlitply that by 10 it soon adds up :( im thinking now maybe the BDO in Manila failed to charge me the 200 peso charge..
  4. pretty mild here in Mindanao, i like hot hot and sunshine ! big difference between say Manila and here.. think its because were situated near the mountains it keeps cool, although the sun has got his hat on today yeaheeee ! i read the sun online daily ( newspaper ) says they expect it to get -15 in the next few days yikes !! need to start sending texts to my m8`s back home hehehe :tiphat:
  5. I`ll be shopping around a few malls to see the difference in price hikes, i have only checked Guisano Mall so far !
  6. lol crazy Bob, now that you mention it, when we received the parcel i had sent it was stamped dec7th or so, so it did get to Manila in a few weeks, it was just lost there prob in some warehouse !!
  7. there is a lot of them at the top of Ramos street, actually caught 1 of them trying to slip there hand into my pocket on 1 occasion, there was about 10 of them round me, also there was 1 woman i used to help out there, she used to sit around a bus shelter with 2 kids about 3 & 4 years of age and she was carrying a new born, i learnt not to give money so i used to buy them some grub, got a bit much when they started following me to wherever i was going ..
  8. 500+ now here in Mindanao for 200 cigs malboro, was 330 last visit, but still a hell of a lot cheaper than in UK, 500 pesos would buy 20 in the UK lol was at the fiancee`s familys farm yesterday, 100 peso now for big bottle of devil juice - TANDUAY , i buy it for them but have a couple of glasses to be sociable.. :cheersty:
  9. ah never knew that, learn something new everyday eh ! and was referring to the tiger air promo ticket if it matters :P
  10. Hi there, in 2010 i sent my fiancee some xmas presents from UK, i knew it would take a few weeks to arrive so i posted the parcel mid-nov, once xmas had passed i called my local post office and put in my claim as the items were insured, i provided receipts etc to show the value of the items, they then carried out there own investigation, after few days they contacted me to inform me that my parcel was confiscated in Manila due to me sending jewellery or was it perfume, cant rmbr im sure i got 2 contradicting explanations thats why im maybe a little mixed up with what they deemed " on the ban list " so my claim was unsuccessful, i then went to visit my fiancee on feb 11 - april 11, it was around march 2011 my fiancee got a call from her parents ( the address i shipped my parcel to ) to inform her that there was something for her to pick up at her local post office, so we jumped on a trike, gave them the paper to pick up the item, and low and behold there was my parcel i sent her 4months earlier with all the items and the box was unopened, so to answer your Q, anythings possible with the postal service here in phills !!
  11. Bulad is the name in Bisaya, i think it was last year my fiancee and there sister cooked it, i ran out the apartment not to re-enter until every door window was open hehehe now i know us Scots eat something that most would find disgusting ( haggis ) but at least it dont smell someones cooking a zombie :P
  12. I suppose you can get "UV light therapy" by the SUN more often in Phils than in the UK :dance: I know many with psoriasis goes to Spain and such countries to lay in the sun for treatment. Exactly, but not when i was in pollution city that is Manila, im here now in Mindanao but not much sun since i arrived yesterday hehee,,
  13. im in Ozamiz city, maybe 3-4 hours from Cagayan on a bus, her family lives on a farm in the mountains, air is so cool and fresh and the views are stunning, they grow corn, coconuts (who doesnt ), limes and chillis, my fiancee and her sister have moved into a nice secure village in Ozamiz so they can have there own space etc, handy for my visits !! :tiphat:
  14. nor i Mark, mines is totally under control in uk, just few days in manila then its back with a bang, can only think of the pollution as the main cause, once mines does flare up its a sturborn strain ( so my doc says ) normally i go for UV light therapy treatment few times a week and its gone for 6mths or so.. anyways got my hands on some Dermovate ointment, like you says 5grams tube for 295 pesos, luckily my bodys not covered or it would last 1 night lol, got this from mercury drug store incase anyones interested..
  15. just check the baggage allowance though, prob 1 kilo and $20 per kilo :hystery:
  16. i`ll see whats available here in Mindanao, but fingers crossed i can get my hands on some Dermovate ointment !!
  17. Hi fellas, Markham i use something in uk called Dovobate ( im sure thats what its called ) maybe similar to dermabate i`ll do a little research on this thxx.. and im sure Brock they use salicylic acid in Head & Shoulders which works for me when i have an outbreak on my scalp ! thx again for your suggestions, i thought i would be ok when i got to Mindanao as i left some here in the fridge last feb, but nope fiancee`s sister has thrown it out lol :bash:
  18. Best of luck to you also Greg, tbh i dont think i could handle 6mths in Manila, just to crowded and poluted, the other day i found myself copying the locals with holding a handkercheif to my face whilst walkign near main roads, but its good your getting to know the other halfs family whilst your here !! and yes Brock i will have to renew both for next time,, no biggie really the CNI was 30 quid and the CENOMARS about £7, would have been a lot more expensive if i had to stay in manila a few more weeks food rent etc and " hope " everything was in order, anyways were fine with the decision and im now in Mindanao, ahhhhh the fresh air, much cooler here also ! looking forward to munching on some baboy lechon hehee.. thx again for your replys fellas, really appreciate it..
  19. Howdi all, i suffer from Psoriasis, in the UK its totally under control, but here in Manila its broken out really bad, i guess this is mainly due to the traffic pollution ( or stress with paperwork for wedding :P ), i have forgot to bring any cream(s) that i use in the UK, does anyone know if i can get similar creams here in phills ? either over the counter or getting something prescribed ? thxx in advance ! sorry if this is in wrong forum..
  20. Hi guys, thx for your replys, my name and my fathers name are the same except middle names, i think thats where the confusion came from, anyways we decided to delay nor just purely for the error on my CENOMAR but financial constraints also, we would have to had re-arranged the embassy appointment which would have meant staying here in Manila longer than planned and like someones mentioned on here before " time is money " i budgeted for my stay and the wedding but like i says my work let me down badly for an xmas bonus, we could have still went ahead with the wedding but i would have to have borrowed from back home which i decided against, we will just press ahead with other issues whilst im here such as paying the rest of the dress and book a venue for later in the year.. my fiancee is fine with it, just need to see what her mum says lol, shes from a quiet family who live in the mountains in Mindanao. again thx for all your help and information, we`ve made a few mistakes and learnt from them, but we will just enjoy our time together rather than stress about appointments and paperwork " for now " !
  21. total disrespect for human life, im actually in Paranaque City, not to far from where this happened, and to think i wasnt even locking the door at our guesthouse at night,, i now lock 3 doors before sleeping, were in a safe area but you cant be to careful ! also saw the incident on the news of the young girl shot, they think that someone shot up into the sky when celebrating new years, as the bullet hit her on top of the head and came out just below her eye, such a tragic beginning to the new year for the families involved..
  22. also ive just noticed on the bottom left corner of the CENOMAR, it has 3 names example my name = JOHN SMITH STEVEN SMITH ( fathers CORRECT name ) JULIE ROBERTSON ( mothers correct name ) so its only where it mentions on the main part of the CENOMAR the wrong surname for my father bottom left corner has it correctly..
  23. Ok got both our CENOMAR`s, but ran into 1st balls up ! my fathers surname is wrong they`ve use my middle name as his surname, so im guessing this wont be accepted at the appointment with the Embassy, also ive read on the embassy site they wont review the documents until after payment, so whats the options a, reschedule embassy appointment ? b, pay the fee`s explain the error and hope they can see the error, but i guess this is asking to much as its a way to get more money from me.. kinda expected this tbh when my fiancee was reading out all my details to the NSO agent over the phone, she had to read and spell out each name at least 3x each.. ( should have ordered online i know ) like i mentioned before we have time im here until 20th feb, were considering just arranging everything now and marry later in the year, this is the 3rd time ive been to meet my fiancee incase anyone`s thinking ive just arrive purely to marry a girl at 1st sight ;) all i have paid for so far is the CNI in UK and 2 x CENOMAR so its not as if im a great deal out of pocket, also kinda got shafted with a Xmas bonus from work that i wont get resolved until im back in UK, so this error on my CENOMAR maybe a blessing in disguise, all the signs are pointing at delaying the wedding, we have already got the dress on order paid half, will pay the rest once we get back to Mindinao, she seems ok with delaying, but if possible without being delayed to much longer here in Manila im willing to press on.. just looking for some thoughts and suggestions thxx !
  24. thx for all the info guys ! i already have the CNI issued in Scotland, i also got that email from the Embassy Brock, but i miss-read it, and thought i had to pay for the CNI exchange to the local version, so thats good news i only need to pay for the notice of marriage, we ordered to CENOMAR`s yesterday over the phone and a friend here paid at some local payment office, 450 peso per CENOMAR, will be delivered on sat ( cutting it a bit fine i know ) as appointment at the Embassy is next monday ! Also Bob i was meaning to what exactly i was to check her NSO, i do know what the ofice is and stands for, anyways my fiancee has confirmed everything filled in on the CENOMAR matches her brth certificate, so we will soon see if there anything that doesnt match up, heres hoping everything goes smoothly but this is the philippines so anything can happen hehe ! again thx for all ur help, i will just have to prepair the correct copies of everything thats required, oh and for the embassy meeting best to wear jeans and cover up tattoos ? i just know from previous experiance when renewing my visa in Ozamiz my fiancee advised best to not wear shorts for what reason i have no idea ;)
  25. thxx for the heads up fellas, its really whats required for my meeting at the British Embassy in Manila, we will get more advice of whats required to marry once we get back to Ozamiz cty, getting her parents consent wont be an issue, i was just worried it was required for the British Embassy, also Pitmann what do you mean check her NSO, check for what exactly ? thx again for your replys !
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