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    Noosa Heads Qld Australia/San Juan La Union

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  1. So Mano, Which came first? The chicken or the egg? Cheers, Steve.
  2. Yep ,that's why we are here and as a senior member you will see the limitations of newbies such as myself and give the odd slap and tickle but at the end of the day? Your forum will fall over without input from people like me, others. Control? Apparently, shoot me down if wrong but certainly appears JGF sided. Nice to know you all and if JGF has the balls to give further Christmas wishes? We are all individuals and I will certainly not be stifled here or any other site by ones apparently god given vision or lest. Cheers, Steve. JGF, mate take stock.
  3. Wow, I am sorry you see my response as you have, I constantly get the impression that no matter what I say I am on the outer. If you read my submission in its entirety as we all should the truth is in the reading. Did the OP mention mention health care? No! A biggy. If the property is owned the ongoing maintenance, tax cost and insurance costs? The once a week massage or biennial? Jack Daniels or Emperadore Light? New slippers or the pump died? The curtains are fading etc.We need to buy new plants for the garden as the old ones are the wrong colour. Budgetary sums that come into play always and like myself have done my figures but come to "your" (apparently) site to glean info and contribute and see and assimilate only to be questioned time and time again. Offer a cognitive budget from your experienced perspective for the members instead of criticising new comers. Read the input and never take the dark side as this is a forum that will not be controlled for long with a negative attitude. Re read my post JGF. Cheers, Steve.
  4. Copy that Jack and see your wisdom, something that all expats obviously should consider from day one. Hence this and other sites are a prerequisite for those wishing to or moving to another country. Cheers, Steve.
  5. Petty cost such as suggested come into the equation no different to annual tricycle/bus fares if you don't own wheels, utility costs/rent or purchases are more relevant, daily needs far outweigh such trivialities as JGF fully understands and as often stated we, myself included tend to miss the big picture, health care, registrations and insurances if wheels/property are involved, the family wishes and ongoing commitments if any, and yes personal needs already set in motion no matter big or bigger. Would be interested to see a real budget from a far more experienced member such as JGF instead of trivialities. As a senior member of this forum what real advice could/would you offer not only to the OP but fellow members with regards to the topic at hand? Cheers, Steve.
  6. Hope all goes well mate, Filipinos are very resilient and then some, chin up. Cheers, Steve.
  7. Heed wisely Raj, due diligence etc. Good thoughts and experience Snowy, that's why we are here. Or no lease just an available abode owned by Raj. Cheers, Steve.
  8. Hey Brett, all places in the islands can be different cost wise and to add to the equation all people are unique with needs/wants and an acceptable lifestyle to suit, lavish or basic local tastes. We have all gone down this road myself included, the info is there if you care to sift through the countless posts and some great info here and a plethora of other sites but for me I eventually created a budget based on experience "boots on the ground" as they say, "yes that old saying again" and I soon came to realise that my budget was about me/my better half and what we would require to live a comfortable lifestyle here and have posted on my thoughts several times, while some are aghast others think too little. Our budget is AU $ 3.5 to 4K per month,,,,,,,,,,, depending on the amount of holidays O/S we indulge in. (One allowed in the costs annually) We own the house in PH so only outgoings including a man Friday, 2 bikes and the family car. No yachts or Lamborghini's but plenty of piss, smokes and a chosen life. Only our figures Brett and the nagging voice in my head say's 2.5 to 3 K per month but always allow for your budget and the proverbial unexpected. Good luck with the info you gain relative to your area and needs. Cheers, Steve.
  9. Yes off topic as the OP is English. I think we both diverged as this thread is about annulment. I have no idea of the pension laws there, you may. You may also have knowledge about my wealth or lack of it, well done with your supposition, my reasons for moving to PH are clearly stated in many posts if you care to research Clermont. Simply I have a family in PH and none in OZ. I can retire very comfortably in PH now or work another 5 or 10 years in OZ. a no brainer at 58. The grouchy face can be interpreted in many ways, (I am a dumb blond) perhaps a new thread related to your ideas is in order on pensions and lifestyles in a particular country, say Australia? Cheers, Steve.
  10. Sarcasm is the lowest form of wit. https://www.google.com.au/url?sa=t&rct=j&q=&esrc=s&source=web&cd=14&cad=rja&uact=8&ved=0ahUKEwjOoezZ74vYAhVGWrwKHQNDAJYQFghqMA0&url=https%3A%2F%2Fwww.goodreads.com%2Fquotes%2F1284197-sarcasm-is-the-lowest-form-of-wit-but-the-highest&usg=AOvVaw3VMshVTpQZJgpdetHqqn2q Apparently guilty as charged. Cheers, Steve.
  11. JGF is correct with exchanging money once you land. Ain't going to happen so before you depart go to your banker/money changer in your home country and get minimum PHP 10K, your 59 day visa waiver with immi will cost you about PHP2.5 K. BTW PHP 10K won't last long once in your hotel. For me the pay at airport extension saves a trip to Intromouros or your local BI office after 29 days to meet the 30 day free visa when staying longer. This gives you nearly two months to consider your options. Good luck and enjoy, It's more fun in the Philippines. Cheers, Steve. P.S. We are there once sometimes twice annually and always return to OZ with 10 to 20K ready for the next arrival.
  12. The hoops and the hurdles seem alien to us in PH as foreigners no different to my better half learning new things and ways in OZ. CFO is mandatory for Filipino nationals hooking up with "what appears to be off worlders" and from our experience the passport was in place and was not an issue, suggest passport first as this seems to help with ID and legitimacy/recognition "I am ready to leave the country". We did a partnership visa and while treated no differently to married couples or fiancé visas the process was a pain in the XXXX and involved time and money and from the report after, given by Bengie was a total waste of time but a legal requirement, hoops etc. Good luck mate. Cheers, Steve.
  13. Welcome to this forum Northern Lights, plenty of info and input from members as well as the BI sites. Congratulations on your marriage and I am sure we all wish you well and that you both prosper. Cheers, Steve.
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