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Everything posted by gaga4

  1. Been off for awhile but read thru the comments with interest.... what it boils down to in my opinion is what happens is what you allow to happen. There is such a thing as decorum or etiquette. To attribute your comments about footing the bill to culture is absolute nonsense. There is nothing unique about Filipino culture that just bc you're a "foreigner" you are stuck with the bill no matter what. Absolute nonsense. This can happen in other parts of the world. The only reason it will happen is bc you allow it to happen. I think we Americans have a word for that. SUCKER!!! So if you want to play Sucker that's your choice. Don't attribute it to culture. What is it that you are afraid would happen anyway if you don't play their game?
  2. Sorry. Not trying to step on anyone's toes. I probably have the wrong audience here anyway. My comments are really meant more for the locals to point out to them that this modus operandi which you claim to be culture is not acceptable. One that will back-fire sooner or later, if it hasn't already.
  3. Yeah... That's what pinoys are good at.... making fun of things when wala ng lusot... laglag bala would have been deemed cultural if the world did not think it was a terroristic act.
  4. Oh how convenient. So I guess that means that if a Pinoy visits the US he will expect Americans to treat him.... How convenient is that.... that's where you're wrong. Some pinoys want to make this way because they want to erase the honor and dignity that once existed among Filipinos, you being one of them apparently I'm guessing.
  5. Ok, first of all making guests pay is wrong!! And I'll go ahead and say it - these customs/culture have become an excuse resulting from an extremely over populated country. I hope I don't have to explain the side effects of over population. There is a connection. Justify the "custom/culture" all you want but you can't twist it around and make it sound like it's ok. If you cannot afford to pay or spend or foot the bill then don't invite people to dine out. I left the Philippines years ago. I understand what is not acceptable. And making guests pay is not acceptable. Nor is spending beyond your means. Here's one for you. If Duterte did not squash laglag bala I bet people would justify it as part of the culture.
  6. You can slice and dice it all you want but you know it is wrong to make a visitor or guest pay. Stop making the excuse that it's the custom or culture. If you cannot afford to spend then don't invite nor have a party.
  7. So don't is right!!!
  8. Darn tootin' straight!
  9. Thanks Dave. But looks like you're off topic.
  10. If you like to live on the edge then go for it!!
  11. I sure hope that is sarcasm, Gary. If not, why do you assume I'm rich? I sweated for every penny I earned. Money don't grow on trees in my backyard.
  12. Sorry, I totally disagree with the culture reasoning. Can't use culture as a convenient excuse. Because thats what it is in the Philippines - a convenient excuse created by the people because supposedly they cannot afford(?). And NO, it is not an American rule of etiquette. You can visit other parts of the world whether poor or not, the locals who you have dinner or hangout with will not permit you to foot the bill. I will be going to a remote part of Thailand soon, staying with locals who have already assured me accommodations and meals on them. I was not asking for that. Thats just how they are. Although I would most likely contribute but they are not expecting me to foot the bill for anything. I am the visitor. Scott, what you are also saying therefore is - if a Pinoy comes to the US then I should expect them to foot the bill when we dine out - because that is their culture. Or am I wrong about that??? The example of OFWs visiting family may be an exception since they are family. Although, I for one would be treating my visiting family instead of them treating me. As far as cost of living in the Philippines, Yes I am basing it on the same life style as I live now. I can live cheaply in the US too and stretch my dollar. But that means living a few notches below how I live now. So, yes, you can live just as cheaply in the Philippines. But why would I go there and dial down my lifestyle when I can do the same in the US???? So, I am comparing apples to apples - not apples to mango.
  13. So that's the mentality of Pinoys? Foreigners are rich? Never mind that they are your guests? So you let guests pay instead of the host paying? WTF!!! Part of the problem is the Philippines is not any cheaper as it is in the US. This notion that its cheap to retire there is hogwash!!
  14. Bottom line - you have to develop an immunity to the bacteria there. I love pretty much all seafood. But whenever I visit, I avoid eating anything close to raw. Sometimes even when its well cooked. I had issues once and once is enough!
  15. Sorry for the rant but I do not understand why as visitor from the US I am expected to pay for the meal when eating out. We recently had a get together with some friends while passing thru on a cruise. We made them aware that we will be in town so they arranged for dinner at the Manila Hotel. Mind you these are professionals (doctors, lawyers). None of them lifted a finger to pay the tab. We are visitors to their country for heavens sake. When I have people visiting us we treat them!! So much for the so-called Filipino hospitality.
  16. Dave, am not quite sure what you are saying. But there is nothing wrong with a developer wanting to turn over the management of the development to the HOA. In fact it is expected for the developer to do so. The HOA will be comprised of home owners. no one from the outside should be allowed to participate.
  17. Do you live in a condominium that is is still managed by the developer or has the management been turned over to a Condominium Unit Owners Association?
  18. Thanks Bob. I'm guessing Blue Cross Philippines was not affiliated with BCBS so they had to change their name. I would expect any insurance company to review what a provider submits and not just pay the bill. In any case, I am really looking more for an international insurance company that would cover the person not only in the Philippines for 9 mos of the year while studying there but also in the US 3 mos of the year when the person goes back during school breaks. The 3 major ones I found were Cigna Global, IMG Global and GeoBlue. I have some experience with GeoBlue but their rates are high. I am just curious if anyone in the forum is with one of these and what their experience has been. Thanks
  19. Mark, I'm just joining in but I recently looked in to Cigna Global and I believe their rates are much less than that. Hope you found something reasonable.
  20. I was just wondering what carrier if any do US Expats use for health insurance while living in the Philippines and while traveling. I have used GeoBlue but find their rates are always inching up. I have heard of Cigna Global and looked at their rates. They seem to be more affordable. I have also read here that other just use a Philippine carrier or just self-insure. I can't do that bc I go back to the US at least 2x a year and have my check ups done there while I'm there. I don't really want to have 2 insurances. I'm also pre-medicare. Thanks in advance.
  21. I was about to start a new thread about this. But basically I am wondering what if any are expats using for medical health insurance while living in the Philippines. I have heard of Cigna Global which is based in the UK tied to parent co Cigna in the US and also GeoBlue which is US based affiliated with BCBS. The blue Cross in the Philippines I don't think is affiliated with BCBS. Do most expats self-insure? I am really asking this question for a friend whose kid will be studying in the Philippines for the next 4 years. Thanks.
  22. Steve, as far as running for public office, you and I already pay people for that service. The public servants like US Senators and Congress representatives. Expecting them to listen to you still works in the USA. Thats where out tax dollars go.
  23. Sorry but am not here to argue nor be confrontational with anyone. Just stating my opinion. Maybe I misunderstood the purpose of the Philippine Expat forum. Are members supposed to limit their post and opinions only to certain matters? If someone can please point out in the guidelines where I may have violated the rules or gone astray I would be happy to comply.
  24. Whatever guys. I can't do the kumbaya thing if I don't agree. And like I said I was not the one who revived this topic. As someone had alrady said we all are entitled to our opinions. Make up your minds. We can also agree to disagree. And if the moderator wants to he can take me off. I would but there seems to be no way to delete my account. Until then I will respond with honesty.
  25. Do you mean to tell me with all the news hype about carrying bullets into the airport it's not stupid to keep doing it? All the warnings, there's apparently signs up everywhere but for some reason they still carry them. Remember nearly all admit to carrying them as lucky charms. No extortion there just breaking the law. Jollygoodfellow, I don't think you are following whay said....
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