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Pettersson

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Posts posted by Pettersson

  1. 1 hour ago, Heeb said:

    BTW what will be his major? We payed for nursing school twice, one never passed the boarding exam but married some rich Korean dude and move there so it turned out okay, one was a tourism major, that was a waste of money, the current two that just graduated and are studying for their board exams are civil engineer and maritime engineer. I'm not sure the maritime student will even find any work since it's saturated right now. There are websites that you can find that give the percentage of students at each university that pass the boarding exam listed by major. The school makes a big difference, some schools have a horrible success rate, without passing the exam it's almost a waste of time and money.

    He will be majoring in marine engineering in University of Cebu.  It should be one of the very top schools for that major.  So the school should be good enough.  I am a bit more concerned about what kind of science and math background he got from a rural Leyte high school.  I hope he can find a good tutor if he needs one to pass the engineering math classes etc.  I would be happy to pay for reasonable cost associated with that.

    1 hour ago, Heeb said:

    It's hard to say, it's seems like it depends on the school and the student, it would be nice if the school website would list the miscellaneous expenses. It's hard to say whether or not we were being used as a piggy bank by the students we put through or possibly the family. Ask for receipts for everything, they can take a photo of them and send via messenger or email. You may be asked to buy a laptop depending on their needs to help them study, we bought cheapo laptops at bestbuy and mailed them with balikbayan boxes, they probably didn't absolutely need them.

    Good point about the laptop. Did not even think about that yet and I would be surprised if it is not a requirement for an engineering student.  We better find out pretty quickly as it the balikbayan box will take weeks.  I do trust the family (parents) though.  I have known them for six years now and they have never asked for anything that was not truly needed and easy to justify.  The 18 year old brother, of course, will be on his own in Cebu trying to figure out the weekly finances and budgeting.

    • Like 1
  2. 49 minutes ago, sonjack2847 said:

    There Philippine banks in the US, so why don`t you open an account and let him have a card and put the money in each week for him to withdraw here. I have heard of other people doing a similar thing.

    That would probably be a good option if it was a bit easier to open an account in one of those banks.  Last when I checked they only had offices in New York and LA areas and required a personal visit to open an account.  We live pretty much in the center of the continent, so making a trip just to open an account is not in the cards just now.  Thanks for the idea though, as it might eventually be a possibility if we have other needs to go to NY or LA in the future.

  3. On 6/1/2019 at 12:46 PM, Heeb said:

    My wife and I have put several of her nieces and nephews through college over the years and we always end up sending more than we anticipated, I don't know whether the expenses were real or not but there was always something. Tuition itself wasn't bad but then there were fees for trips and extra courses and exams, plus once they graduate you have classes to study for board exams, if they fail there's more classes, we are just finishing up with the last two and there will be no more as we are retiring June 30th. On the subject of remittance companies...let's see, we started with Western Union and one day they just stopped sending money for us, I called them and asked an agent what was going on and she wouldn't say, ironically I could tell I was dealing with a Filipina at a call center, she wanted a bunch of information that I wasn't willing to give, like SSN number, where I worked, bank accounts etc. Then we tried Zillo which didn't work right off the bat, same thing, I called and they wanted too much information, so we moved on to MoneyGram which worked well for several years until it didn't, apparently these remittance companies use algorithms to detect fraudulent activity and if you get pinged for it they will just drop you. We have been using Remitly for about 5 months now and it's been good so far, it's not as convenient for the money receiver because there's not as many pickup establishment as western Union and MoneyGram.

    I pretty much expected it will always be more than the firm itemized budget.  How much do you suggest we should expect for the miscellaneous expenses?  The tuition will be 45,000 per year. The boarding house is 2100 per month (on room mate, all basic utilities included, very conveniently located to the campus).  We have guessed that 1500 pesos per week should easily cover dining and miscellaneous living and school expenses, but it's just a guess.  He will have a rice cooker in the room but otherwise no kitchen access, but there are some very inexpensive food vendors in the area.  Based on your experience, does 1500 per week sound high or low?

    On the original topic, I chatted with a person at Remitly and asked if I should expect any issues with a plan of sending 1500 weekly.  They told me that it should be fine.  Just need to remember to manually remember to do it as they don't have a way of automatic weekly transfers.

    I will also look into Worldremit that JGF recommended.  Better have a secondary backup ready as well just in case.

  4. My wife's young brother is starting college in Cebu in couple of weeks and we have committed to funding all the expenses related to getting the degree.  The brother is just 18 years old and has never had much cash in his hands so probably has not developed very good handle on financial management yet.  His parents live in a different province so the brother will be on his own in Cebu, living in a boarding house managed by a family friend.  We will be paying his monthly rent directly to the landlady.  I'm guessing the only way to pay the tuition is to send the money to the brother and let him handle it.  My main question is about sending money for his other expenses like food, clothes, school supplies, etc.  We are estimating 1500 pesos per week and would like to "help" him with budgeting by actually sending that amount every week.  For the past random family help, larger amounts, we have used Remitly and Xoom.  Overall been very happy with Remitly's free transfers that are available in Philippines a few days later.  I have heard that some of these transfer companies can use a bit mysterious logic some times, so I wanted to ask for some experienced advice here. Would Remitly allow small amount like that sent on weekly basis?  Are there other comparable or better options for handling this?

  5. Most companies would pay a division head or country manager based on the P&L responsibility of the specific job. Also, many countries consider most or all of company paid housing and household expenses taxable as income. When you add the typical Scandinavian tax rates (my info may be outdated here though) I believe your total gross with that offer may be closer to $200k.

    I work in a big traditional low tech US corporation, and I would estimate that your compensation level would be pretty comparable to a manager with about $100M of annual sales. I'm sure this would not apply to some sexy high tech companies with 100% operating profit margin and 200% annual sales growth potential.

    If I was in your career stage (and single) especially if able to eliminate all big expenses in your home country, I would accept the offer in a heartbeat.

    • Like 1
  6. The traditional gesture of respect for an elder, in which the younger person takes the right hand of the elder and touches it to their forehead.

    I also do it with my fiancée's parents and grandparents when I first meet them after a long while. They just call it mano po. Perhaps a difference between Bisayan and Tagalog languages.
    • Like 2
  7. Just an update how things went: my arriving PAL flight was only 8 minutes late at 8 PM, just one hour past the airport closure. The terminal seemed less crowded than usually. The streets between the airport and northern Cavite had relatively light traffic so our drive only took 45 minutes vs the typical hour or more that time of the day. So far so good and no "papal trouble" whatsoever.

    • Like 2
  8.  

    Is it normal that they close NAIA for all the flights for five hours for both arrival and departure?  To me it seems that Pope is getting treated above and beyond any head of state.

     

    I heard that domestic flights are cancelled for the duration of the Papal's visit. If your flight in is changed to Cebu, then what????

     

     

    That is only partially true based on the various news releases I have seen.  NAIA will be closed for all air traffic for 5 hours on the 15th when Pope arrives and 5 hours again on the 19th when he departs, and Tacloban airport will be closed for the day when Pope will be visiting there.  The airlines have already published some lists of flights they are canceling based on these interruptions.  Cebu Pacific had the most I have seen, about 200 flights including couple of international flights to Hong Kong.  Other than that I have not seen any cancellations of international flights yet, though I would expect some more due to those 5 hour NAIA closures.

     

    If the airline diverts me to Cebu, it is their responsibility to eventually get me to my ticketed destination which is Manila (at least in the rest of the world that is).

  9. That's quite a turnaround to and from the Philippines in less then 3 days. Good luck. 

     

    Just want to be with my fiancee and son when they enter the USA for first time, so no need for a longer stay in the Philippines this time.  I'm little less worried about having a delay flying in as long as everything with our trip to the USA on goes okay on Sunday.

     

    Your flight might be delayed if it coincides with the papal arrival and airport ceremonies. The Pope is considered a head of state. The delay may include landing at another international airport like Cebu or Iloilo.

     

    Is it normal that they close NAIA for all the flights for five hours for both arrival and departure?  To me it seems that Pope is getting treated above and beyond any head of state.

  10. I am scheduled to arrive at NAIA2 with Philippine Airlines on January 15th at 8 pm, just after the first papal airport closure, and depart back to the USA with Delta from NAIA3 on January 18th at 9:30 am (no scheduled airport closures on 17th or 18th). My fiance and 8 month old son will fly with me on the 18th. Had I known about the airport closures when I booked the tickets I would have scheduled different week, but rescheduling at this point would cost me over $1000 in losses and fees, and a delay of several weeks would cause lots of consequential cost and trouble for various reasons.

    So, since both flights are still showing as scheduled my current plan is to try and stick with the plan. Presuming that our flights wont get cancelled at the last minute, my key concern is the traffic to and from NAIA those days. We are renting a van with a driver both days to travel between our apartment in Cavite and NAIA, but I am wondering how bad will the traffic be even during the night hours those days. Especially on the 18th when we have our baby with us I don't want to get stuck in the traffic for hours or miss our flight and be stuck at the airport for days waiting for the next available flight with seats available.

    I guess what I'm looking for here is some ideas what to do to avoid major trouble, as rescheduling at this point us nearly impossible.

  11. Thanks for good suggestions so far. I'm not sure this village, which has the same name as my fiancée's last name, is into latest hypes. Last time the road even wasn't drivable for our van, so we just hiked the last couple of miles by foot. Most people there seemed to smoke Marlboro or some local brand, so when the request specified "something different" I was certainly thinking more along the likes of Benson & Hedges in golden boxes or such. Well B&H is a UK brand but it's kano too, right? Is Camel widely available in Philippines? This is the first time when the greater family (= the entire village) will be meeting our son, so at least I won't be passing around cigars.

    Sent from my SM-N900V using Tapatalk

    • Like 1
  12. Okay here is the question of the day.  I have been directed by the higher authority to take some "American" cigarettes to Leyte with me for our Christmas trip to her home village.  Everyone there is a smoker and last time I promised to bring some real American smokes with me.  The advice has been that it should be something that they don't see there every day, so I guess really big global brands are out.  I have never been a smoker so I'm clueless.  Any advice about a good brand to fill these requirements would help.  And since the import limit in Philippines is probably the typical one carton, so price really does not matter too much.  Appreciate good suggestions.

     

    Pete

  13. Yes, It happened at the same Hospital.......When my 2 girls were born, They put wrong name on birth certificate of one of them,,,,And wrong date of birth on the other.,,,They wouldn't put my name on the certificate as father because I wasn't there at the time,,,They put father unknown,,,,,I had a hell of a game getting it all changed

    I wonder if it is actually a common practice to put father unknown if the birth is out of wedlock and the father is not present? And would the US Embassy have an issue with that when applying for US citizenship for the baby as long as the embassy DNA test confirms the paternity?

    I can actually now comment on my own question here. Our son surprised us and arrived over a month early so the fastest plane could not have got me to the hospital in time. The hospital was willing to fill in the father's name as instructed by the mother. When we took the hospital birth papers to the municipal hall for registration, both parents had to be present or alternatively provide a notarized affidavit. The location was De La Salle hospital in Dasmarinas, Cavite.

    • Like 1
  14.  

    Thanks for all the replies so far. I am little nervous going anywhere too far yet, as this will be the first time we are traveling with the new baby. Basically I'm looking for something no more than 3 hour travel time from our apartment in Cavite. I see there are some hilltop places close to Tagaytay that are obviously not beach resorts but at least are in a nice environment with nice views. Any other locations I could look at? How much trouble would the boat trip to Puerto Galera be?

    Sent from my DROID4 using Tapatalk

    Hello Pettersson,

     

    I don't blame you about travelling too far with your young family.  All roads leading to the beaches of Batangas,

    Nasugbu and Puerto Galera, Mindoro are going to be unbearable during that time of year.  Tagaytay City will

    be grid locked of tourists, vacationing families and students.  

     

    May I suggest Island Cove in Bacoor, Cavite along the Cavite-Manila express way (coastal road).  My wife stayed

    there several years ago and was pretty reasonably priced and good for the family.  Here's their website:

    http://www.agoda.com/island-cove-resort-leisure-park/hotel/cavite-ph.html?type=1&site_id=1622863&url=http://www.agoda.com/island-cove-resort-leisure-park/hotel/cavite-ph.html&adid=49339143449&network=g&adpos=1t1&expid=&rand=8548657694783062135&device=c&tag=39dc4cd4-d685-42bc-af59-6b2a15a2e31a&gclid=CLrurfiasb4CFY6RfgodwGMApg&cklg=1

     

     

    Jake thanks for informing me about the seasonal traffic.  I was in Manila, Cavite, and Cebu last Christmas and New Years time and everything seemed just normal traffic wise, so I did not realize that Batangas and Tagaytay will be so bad. 

     

    Island Cove is just some 10 miles from our place, so the travel should be easy enough.  I made a reservation already, as Agoda had a ree cancellation until 1 week prior to the check-in.  Nice tip, greatly appreciated!

    • Like 2
  15. Thanks for all the replies so far. I am little nervous going anywhere too far yet, as this will be the first time we are traveling with the new baby. Basically I'm looking for something no more than 3 hour travel time from our apartment in Cavite. I see there are some hilltop places close to Tagaytay that are obviously not beach resorts but at least are in a nice environment with nice views. Any other locations I could look at? How much trouble would the boat trip to Puerto Galera be?

    Sent from my DROID4 using Tapatalk

  16. Yes, It happened at the same Hospital.......When my 2 girls were born, They put wrong name on birth certificate of one of them,,,,And wrong date of birth on the other.,,,They wouldn't put my name on the certificate as father because I wasn't there at the time,,,They put father unknown,,,,,I had a hell of a game getting it all changed

    I wonder if it is actually a common practice to put father unknown if the birth is out of wedlock and the father is not present? And would the US Embassy have an issue with that when applying for US citizenship for the baby as long as the embassy DNA test confirms the paternity?

    • Like 1
  17. We have been planning on spending a few days in a beach resort in Batangas over the next Christmas holiday. I have been searching in Agoda for a decent resort, but  I am having really hard time finding something that would look like a good option for us.  The price range seems really wide, anything from $40 to $400 is available.  We would be okay paying say $100 to $150 per night, but the issue in that price point seems to be really variable reviews by previous customers in Agoda or Tripadvisor.  Almost every place in that range has some really good reviews but also several stating that the place was borderline acceptable but way overpriced at $100+, so a thought comes to mind that should I just get a place in the $50 to $80 range if the extra $50 will not really get us any nicer accommodation?

     

    We are a family of three, including asawa nako and baby boy who will be still less than 1 year old at the time, so we are just looking for a safe and comfortable place to relax for 3 to 5 days.  Our expected activities would be walking in the beautiful environment (beach?), enjoying decent meals, and just relaxing. No requirement for diving or any other water sports facilities.  Also, we are planning on taking a bus from Manila, so will require some means of transportation service from the bus to the resort and back.

     

    I would appreciate good leads or any past experiences from the members here. Of course, letting me know if there are resorts we should definitely avoid would be appreciated as well.

  18. Just to ad another reference point:

    My fiancee worked as a maid for few years before we met. Her longest term employer was a wealthy Manila family that had lots of hired help. The maids worked 14 hour days and only had 1.5 days off once per month. They had full room and board included, but the employer did not pay SSS or PhilHealth, and the employees were mostly too young or ignorant to even ask for it. The pay was 4500 during the first year and 4800 after that. My fiancee eventually left this employer despite of the good pay because she was burning out with the endless hours and had no time for social life. While working she used to send her entire pay to the province, and her parents actually built a nice (relatively speaking) house with the money she sent.

    Sent from my DROID4 using Tapatalk

    • Like 1
  19.  

    As many of us know, Filipinos graduate from high school after just 10 years of schooling vs. 12 years in America and most European countries

     

    Three years ago, the PI changed to 12 years of schooling (K12) Both of my daughters did 12 years before college. One in public and one in private. Next year, (maybe) they are changing their school year to start in August, not June as was before. Both changes are to align with the rest of the world. Not sure about the August start as Canada starts the day after the first Monday in September.

     

     

    Yes I was aware of the change, but that has no impact on us because the fiancee graduated from the high school 9 years ago.

     

    So I am trying to understand what kind of effort does it take for a Filipina who went through the older 10 year system to get GED and then go to college in the USA.

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