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Freebie

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Everything posted by Freebie

  1. According to people in the know its not that difficult to open a peso account on a tourist visa, you just have to find the " right" person in a bank.. there could be three banks side by side and you oculd be rejected in 2 out of the 3 but in the third, could be lucky. Always look for the manager or someone sitting at a desk.. never go to the counter clearks as they will just parrot the rules. And of course if you said you would be depositing a good wad of notes as your initial deposit and would keep a high balance owing to etc etc etc...that might help to get things going. Or saying that
  2. Not only you. I use my peso account for monthly direct debits for Globe and Globe wifi at home , Meralco, Association dues etc. Invaluable actually. I never write checks anymore especially since the good folk at BPI said that to keep a checking account I would need to keep P20,000 in that account. Bugger that ,. Especially now when places want bank transfers only and no cash possibility. Was arranging a RT PCR for the live in whose traveling soon and no cards or cash accepted by the clinic, only bank to bank transfer which can easily be done with peso account. Not forgetting the m
  3. There is indeed such a forum with the said title "Dubai Expat forum for Expats living in Dubai".
  4. As far as I know ( im in Manila ) you need a medical certificate and then you need police clearance. Depending on where you are the fastest police clearance that I know of is in the police station in Makati which is next to Fire station on Ayala Avenue. Police clearance to travel there takes 2-3 days. Not sure if this helps but Im just arranged for my live in to fly to Leyte and those were the current requirements.
  5. Put an apartment up for sale a few years back. Asking price was P24 mill. Some half brain sent sms asking would I accept P12 mill. Suggested he hone his bargaining skills in the local palengke.
  6. Good subject to which I gave some thought a couple years back. 1. Have all the relevant emergency numbers on my phone.. which wouldnt be any use if I was in a coma I know but at least its a start. 2. Have an envelope in plain sight in my apartment with a copy of my medical insurance card, some cash, and a list of my medical history. I have shared this with my live in so she knows what to do ) hopefully) 3. With the envelope is a list of phone numbers of friends etc to call who I know would be smart enough to deal with stuff. 4. I have shown my live in the symptoms of
  7. Buy new... with Honda there's a 3 year warranty and I think with Hyundai ( or another manufacturer) there's a 5 year warranty. given the road conditions here those are valuable warranties. And with the first couple years no year for the useless emission test... why is it useless.. well most cars use unleaded petrol. But the 50 year old jeepneys use cheap nasty unleaded which as you will see/will know spew all sorts of crap out their noisy tailpipes and they never get anywhere near an emission test, nor a tyre safety test for that matter . With new car from an official dealer you get
  8. Never will. They have too many rules and pracrtices about using the cheapest quote and as the saying goes.. " you get what you pay for, and you pay for what you get". SMDC properties after 5 years look awful. Just see Jazz apartments. The ones you mentioned Ayala ( especially Premier) Ortigas Land, Rockwell and DMCI all build to a much higher standard. The rest build as cheap as possible. And are VERY much to be avoided.
  9. It also means in many cases that some of the units have been given to the developer in lieu of cash payment . Its a common way of paying the major contractor. The contractors problem is then to onward sell such places which is why even in the most premium of properties, some condo units appear and are empty and untouched for a few years. The developer always hopes/gambles that it will be worth more later than when turnover has occurred. Megaworld, SM and Ayala certainly all give units to developers instead of paying in cash. I understand there are also tax considerations in this practice.
  10. There very much is a BIG safety aspect to owning a condo. Firstly if one buys from a "proper" developer there's no/less issue with the title, whereas with land , especially when a buyer /seller knows theres a poriner involved there can be and have been a great many issues with titles, real fake or otherwise. Secondly the condo owner can clearly state whose name should appear on the title and assuming its one person, can then take care of the title accordingly. Mine is in a safety deposit box. And then when the selling time comes, the titles provided can be very clearly documented an
  11. Im not sure there is /has been a bubble. At least not in my Manila experience. Bought 2 good condos in BGC (Manila ) sold them both for good appreciation, approx 70% over 9 years. Bought another one in a very good location in Makati, from a high end developer during pre construction and its up about 100% over past 5 years since I purchased. There were very few chinese renting /buying here so they werent a factor. Prices , as per my real estate friend seem to be holding here. The mass market properties that were built for OFWs seems to have declined a lot as these were being rented to
  12. Wish I had such creative skills. My time has been spent walking, at least 2.5 hours per hour. I have had a Fitbit for past 5 years and have just passed 25,000,000 steps which equates to about 18,750 kms, or the same as London to Auckland. If lockdown continues for much longer. I will have to start the Auckland London return leg !
  13. There are many contradictions in the Philippines....too many to list here...but you have uncovered/enjoyed one of the better ones. More fun in the Philippines diba ?
  14. Good report and despite all the nonsense being said about no one tolerating " a whiff of corruption", it seems to exist and is tolerated in many dealings and interactions with govt people. Fortunately theres been some progress in the country and now the driving licence renewals are generally "fixer free" even tho 20 years back , LTO ofcies were swarmed by fixers. Phil Health is relatively fixer free and BIR is also a fixer free environment.
  15. Thanks.. didnt know that. .assumed the law applied everywhere....
  16. You didnt mention if the Chinese and Koreans are still smoking as if the world was going to end in Okada or are they only allowed to smoke in City of Dreams. Said Chinese/koreans and casino operators being In full compliance of the No Smoking in Public Places Executive order 26 of course.
  17. I wouldnt expect anything less from our dear chinese neighbours. You should see the selfishness they display to each other in every chinese city...parking on pavements, blocking entrances,smoking where it says No Smoking, etc etc and 100 other etcs
  18. None of us should expect that our presence would be in any way understood or appreciated.. Just as no one should believe that every Filipino is in awe or any form of appreciation of what we bring to the economy.. ie real estate taxes, capital gains taxes on properties and association dues paid, electricity water bills, plus our monthly expenditure, plus car purchases plus gas, plus alcohol , cost of SRRV visa or 9A, 13G visas, plus on PAL or Cebu Pathetic etc and many other plus plus plus. Simply put its expected we live here and that we spend, and Hey Joe can you spend more . And Hey J
  19. Be very aware of your surroundings and your possessions.. put them into deep pockets or hold on tight to them... or better yet, if you know where you go there will be street children bring the minimum that you need.. One way around the problem is to walk fast.. as in foreigner fast.. kids give up if they think " its too much trouble", hes walking too fast for me. The kids themselves if still young arent too much trouble but the hungry angry teenager who thinks nothing of getting very close, abusive and in your face angry can be much more of a problem. Wearing shoes are tr
  20. And yes, agreed in these covid times, owning a car might well be both better and safer. But covid times will pass ( we hope !!!!) I spent half my time out of Philippines, in the good old normal days so any car I had would have been incurring costs without providing use to me. And even going on a road trip which is possible now, would necessitate finding/using hotels.. and they dont seem to available at moment. :(
  21. I used to drive around Manila for many years. Learnt many defensive driving habits and quit a few bad ones too :) And I used to watch like a hawk for the MMDA crocodiles who would hide behind posts and pillars trying to catch people. Used to speak only French to them when I was apprehended for the crime of "swerving"...never got a penalty and never had my licence taken either. Of course having the 22 printed pages of the traffic rules and regulations in my car also helped. THe traffic cops ?mmda were generally amazed that I had such a thing..they had no idea they were freely available on th
  22. Look straight ahead always. Dont use irrelevant things like rear view or side mirrors. Indicate at will. Traffic lights... act confused. Same for roundabouts. Seat belts... hmm what are they for. Although having said the above, most car drivers are generally as well aware as in most other Asian countries these days. The problem drivers are jeepneys, owner jeeps, buses whos drivers are on a deadline, and cars whos indication/lights are not working or not used. Driving here.. expect the unexpected. Not much different to many other places.
  23. Gotta love the high standard of reporting sometimes. Dear Reporter, When it says Senator Manny Pacquiao, that already means/confirms hes a senator, so you stating that hes "also a Philippines senator" seems a tad superfluous and totally irrelevant.
  24. If you buy a normal " smart "tv ( and I think all are like that now) it comes with android and chromecast preinstalled. Meaning you can find some apps from android and with the cast you can share content from phone direct to tv. Most also now come with Netflix preinstalled and youtube too. I have one such tv and dont have any sky subscription etc as not really interested in local tv and if the gf wants to see it, its always available on phone , tablet or even tv via you tube. With some apps I can get sports events , EPL, cricket etc The advantage of a box is it wil
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