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Joey G

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Everything posted by Joey G

  1. but this was about life insurance not health insurance :)
  2. lot's of good sage advice here. one thing I learned after retiring was that it was not as I thought it would be... it's been good (actually better than expected), but also different than expected. I'm guessing the same would be if we retire full time in the PI.... different than we expect... but the open question is... will it still be as good or better than expected... that seems like a bigger risk than the financial part. with respect to the financial part... living by a budget for 20 years makes forecasting a lot easier... separating "wants" from "needs" is key.
  3. Heck, I assumed every country already did this, but I guess not (??)
  4. Love the spreadsheet, and data looks more than legit... now pay yourself minimum wage for the time it took/spent ... I'm betting that it doubles the cost...or more... you think ????
  5. PAL won't fly chow-chows.... check their website... so it's gonna be a ferry... check Pets 2 Go... but still risky for that breed I'd say.
  6. We applied and got tentative approval within a few weeks. $100 each. Depending where and when you land (in the US) it could save you some time and hassles. Plus you get the benefit of TSA Pre any time you fly (using a Known Traveler Number/KTA to add to your reservation) comes with it.... but, not all airlines participate... so there is never guaranteed you'll get TSA Pre. Our "interview" for final approval for GE and getting a card is 16 April... will report back on how that goes. https://www.cbp.gov/travel/trusted-traveler-programs/global-entry
  7. Dude... thats an excellent program... and if performed in the backyard outside after 9 in the morning, I'd say anyone doing this would be in better shape than 90% of the 1st worlds population. Throw in a 1-2 mile run after... and you could chill and drink all day
  8. So the 4 people hanging off the back and the person on the handle bars will have to make sure they don't block the view ?
  9. How much did he lose... maybe it was worth it ???? But seriously... did he tell her it was his last night? Did he think he getting lucky on the way out? I'd leave it be, and chalk it up to a lesson learned.
  10. so if one is dual citizen... does the PI still require they pay income tax on any income earned in the US?
  11. Google "VPN on Samsung Smart TV"... there's one that give some decent instructions.... curious here of it works out.
  12. I did just that... first thing (actually first 4 things) that popped up was "International Development Program"... but yeah, a little further down the International Driver Permit info showed up :) Good info... so for a USA person... $20 and some pic's (send it to AAA) will get you an IDP to drive whatever your current USA license says in like 116 other countries. Good for one year. Funny part was... if one comes to the USA... it depends on the state (states issue licenses here)... so reciprocity can be complicated. OK... got that box checked... now I wonder how auto insurance works... in the USA most every state requires some liability coverage, with a stiff penalty if you let lapse.... does the PI have a similar law?
  13. To ride a motorcycle (over 50cc) in the US you need an additional class added to your drivers license (i.e. Class M). Does the PI have a similar requirement?
  14. If you have a fiancé visa and a one way ticket to the U.S.... I doubt Philippine Immigration is going to ask who bought the ticket... or why she's leaving the country. A young Filipina going to Cambodia (obviously not on a fiancé visa I assume)... yeah, I could see some questions on that one... I'd actually be surprised if she didn't get questions at Cambodian side as well.
  15. "To tell the truth a Brit that l was managing his condo through Airbnb refuses to pay me with no grounds. " So you were managing and getting paid as to mange this condo. The "Brit" is on a tourist visa. And he wasn't paying you? So you must have immigration status to work in the Philippines (??) right, and you file income tax there as well? And this dude owns a condo, but he is on a tourist visa, and also makes money there as well renting the condo? And wouldn't that be a violation of his immigration status? I'd think the "assault" may be a minor issue for him compared to what he told immigration when he entered.
  16. Leaving the country BEFORE you get a green card will cause problems. I don't know why immigration at the airport in the Philippines would care much on the way out, because the hoops the Phil govt will put you through to get to that point is where they would get involved. But if one thought that an "age difference" at the airport would be an issue, then go through separately... it's not like they would know who you are unless you broadcasted it. Last point... getting through the US side of interview in Philippines may be the place she'll really get some questions about the age difference... not that it's impossible... people do it... but they will ask. Good luck !
  17. Good point on access and utilities... On separate note... in the U.S. it's common to buy "Title Insurance" when you but property/house.... although it's rarely needed.On the other hand... if there was a place begging for a Title Insurance program... it sounds the Philippines would be it.
  18. Thanks... it's definately more than 5000 sq meters and less than 1 hectare... I guess the rub will now be... what is it zoned as? It was bare land when it purchased, so hopefully agricultural. Will have to check on the zoning, and hope it's not residential. I guess that's determined by the local jurisdiction. If it turns out to be residential, we might have to divide it into separate parcels. Even 5000 sq meters is a good size lot... over an acre in U.S. size.
  19. The land was purchased from outside the family. It was purchased with money we provided and the deed titled in the in-laws name. The deed looks clear and was done with lawyers and recorded. There is no contract or agreement in writing with the in-laws, but there is no issue with her family at all with the transfer. Yes, she is currently a naturalized US citizen and has been for over 20 years. Taxes have been paid all along. We're just wondering if some legal complication (governmental) will come up with a simple transfer with no "sale" per se . I'm assuming there will be some sort of tax/fee we will have to pay. And while we won't be "paying" any money, we assume the transfer tax and fees will be based on the value of the property, and perhaps the house (??). That might be an unexpected expense we didn't consider.
  20. 5 years ago we paid for property that was purchased in our in-laws name and we also paid to have a house built on it. Now we would like to transfer the land and the house over to my wives name. She is a balikbayan, a U.S. citizen, and is not currently a Filipino citizen. We both currently work and live in the U.S. We plan to move to the Philippines and live there full time. We understand that my wife must reattain her Filipino citizenship to transfer the property and house to her name. Our in-laws have no problem with the transfer at all, as they knew what our plan was all along. Does the transfer of title (property and house) in this situation have any extraordinary pitfalls to it? Reading a lot of other stories we understand there can be various complications, but assuming my wife successfully acquires her citizenship and our in-laws are completely onboard with this (they are), will we run into any resistance legally that isn't apparent? The "transfer" will not result in any cost per se, except what ever fees and taxes are required. Is there a way to determine what those may be? We eventually plan to get a lawyer to assist in doing this. But would like to hear from anyone who did anything similar. Thanks ahead!
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