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Posts posted by Avalon

  1. 1 hour ago, hk blues said:

    I wonder how they can manage bookings using such a system - how do they know how many OFWs will book for example?  At what point can they open bookings for the next level in the pecking order?

    Yes, it's quite erratic and was the decision of the local Philippines Ambassador.  I'm waiting on my 13A which I'm told has been approved but as BI Manila is in lockdown I can't go there to complete the fingerprinting / biometrics etc.  I wouldn't consider leaving currently without this in place as you're at the mercy of an appointed official as to whether you can come home or not.

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  2. If you have a valid Passport and ACR iCard you are permitted to open an account - but the reality is it will vary from branch to branch.

    I've been living here since 1997 on a Tourist Visa - only now (two weeks ago I believe) did my 13A get approved in BI Manila as the lockdown gave me no choice but to apply for a 13A (married since 2013)

    I had accounts here with HSBC (Peso, HKD and GPB) and UnionBank (Peso Debitcard) in 2017 when BDO Angeles approved my loan for a new Toyota 4x4 Hilux - on a Tourist Visa.  The vehicle was PHP1.52 million on 25% deposit so the loan was about PHP1.1 million.

    As part of the loan setup I needed a Savings Account with BDO for the direct debit payments to come from and so I went to my local BDO in Concepcion, Tarlac to open this locally.  The manager apologised that he could not open such an account for a foreigner - only a joint account with my wife.  I showed him the letter from BDO Angeles approving the loan and said "You better ring this guy then and tell him you can't do it".  A huddle ensued followed by a big smile and "Sir. we can open your account!"

    My point is one branch of BDO would give me a vehicle loan on a Tourist Visa - the next wouldn't give me a Passbook Savings Account.  If you get refused, smile, go to the next branch, rinse and repeat.

    BSP (Central Bank) rules are purely Passport and ACR iCard - the rest is local bank and branch interpretation.


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  3. Got Dengue in 2017 and bounced back but be aware if you get it a second time it's much more serious.  So when you recover, beef up on your mozzie security and if that means relocating (because your neighbours have stagnant pools of water you cannot remove) then do so.  Life's too short - get well soon.  :-)


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  4. On 7/19/2020 at 9:55 AM, Youngster said:

    According to one BI official in Angeles City I've talked to last month, you can enter/exit alone if you possess 13A, but I never thought to ask if possible with only marriage certificate.

    The wording of the ruling only mentions proof of your marriage - but for a chap I know trying to fly in the local Philippines Embassy prioritised seats to OFWs and returning citizens (and spouses), then 13A holders, then those with proof of marriage - and there were never enough seats - so be aware that you may qualify but there can be a pecking order?

  5. I shop at S&R Dau and they have the same policy.  They also bar those over 60 from entering - I turned 60 in May - so when I enter and the guard asks me I tell him "55" and keep walking.  I keep fit and take a zillion supplements and don't look 60 which helps but it's annoying.

    Biggest problem is they limit entry and have a long queue seated outside - so my wife and I go there less now and early Monday morning.  I only go because they have a great selection of Aussie red wine and hard to get scotch whisky like Auchentoshan.  The Aussie beef is good and they have Fever Tree Indian Tonic Water and real Gordons Gin.

    Some here have commented on the growing amount of sari-sari type products.  Guess that had to happen when they were boughtby Puregold   :-)


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  6. My own preference is to avoid addictive and harmful drugs that some doctors prescribe like candy.

    My experience is with a family member needing counselling for serious anxiety attacks and related issues and for this we were advised that the best in the country is the Ateneo Bulatao Center for Psychological Services at Ateneo University de Manila:


    It took over a month of wait to get the appointment and we drove from Concepcion, Tarlac

    They were fantastic - spending almost an hour with the 18yo patient - then 30 minutes with the mother - then 30 minutes with them both together.  Patient, caring, helpful - I couldn't recommend them more highly - and with therapies and practise tasks that did not involve mind-numbing drugs.

    The fee was so nominal I forget - perhaps P3,000 for the whole 2 hours?

    Anyway - highly recommended...


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