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Gandang Smile

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Gandang Smile last won the day on May 25 2021

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About Gandang Smile

  • Birthday 06/08/1974

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    Pasig City, Manila
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    Software and IT, reading, hiking, good cuisine

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  1. I have seen the trick pulled at Deca Homes, too. Their standard turnover is with no kitchen pipework (the plots are tiny, so they expect the kitchen to be outside), very limited or no electricals and basic plastic doors. Most buyers end up spending a few tens of thousands more to fit out a kitchenette and a couple extra switches. I am sure prices went up since I last checked, but some of these Deca Homes houses sell for less than a million.
  2. Actually, developers sometimes purposely sell homes that are little more than cold shells (unfinished walls and ceilings, no door frames and door) to keep the net estate value as low as possible and result in lower estate taxes for the buyer. It's a practice that was popular especially before 2018, when BIR switched estate taxes to flat 6%, and usually for cheaper builds, like the Deca Homes or "starter" condos.
  3. The way I see it, the market is in distress all over the Philippines and whoever hikes the price is fully delusional.
  4. Unfortunately, this is a problem with all backbone infrastucture in the world. If you're in Manila, Singapore or Hong-kong, you will have to pass through Guam, Hawaii and the US before you reach London. This is why major cloud providers, where most commercial services reside, provide dedicated data centers in different regions. If you are accessing Netflix, you will be most probably connecting to a server in Singapore or Hong-kong, if not Manila. Some of the smaller contents or service providers may be more region-centric (e.g. US-based and US-centric), so someone willing to use the service will have no other option to connect to a US server. The cost of cloud services is going lower everyday, so it's just a matter of time before even the smallest service providers start hosting their services in multiple regions.
  5. Dito Telecommunity, the third player Duterte promised the Filipino as soon as he got elected. A joint venture of China Telecom and an aptly revived local (from Mindanao) telecoms operator, called Mislatel.
  6. Always possible, but make sure they don't have any family member under 50, else they'll be downloading games, movies and music non-stop I think that will depend on Starlink, or perhaps the provider who will franchise Starlink in the Philippines (if any). From their initial offering ($499 one-off installation fee and $99/month) I would imply that they might not be too keen on spot contracts...just like PLDT and Globe over here. We will see... Starlink is definitely a great alternative to the 3 carriers in big cities, and possibly the only option in rural areas or small remote islands.
  7. Few companies may bother registering with the SEC, but on trade categories other than trading and sales of securities. Most "companies" involved in the scams here in Mindanao never got SEC-registered. I remember seeing the booth of a certain Rigen Marketing at Gaisano Mall of Davao, promising stellar returns on aggressive "FX trading". There was a line of at least 100 people waiting to put their hard- (sometimes not-so-hard) earned cash, from placid-looking Lolas to youngsters with e-gamers caps. This was at least 4 years ago. I read their "top executive" has just been arrested this year (February 2021), with a loot of P8 billion. I can only imagine how many more they got away with, in the past 4 years or so. Rigen Marketing exec arrested over alleged pyramiding scam in Davao By Margret Fermin -February 4, 2021 A top executive of Rigen Marketing, a company allegedly involved in pyramiding and stealing P8 billion from its victims in Davao, was arrested. In a report by John Consulta on GMA News TV “Balitanghali” on Thursday, the suspect was identified as Kharl Dexter Auditor, who was arrested by NBI-Laguna District Office personnel at his house in Laguna under a warrant of arrest. Auditor’s company is said to have victimized thousands of investors in Davao and other neighboring provinces. “We have deployed our teams to arrest personalities like Kharl Dexter Auditor, persons behind the Rigen marketing financial scam, allegedly who have amassed almost P8 billion,” said Eric Distor, director of NBI. The NBI said that Rigen marketing promises up to 400% profit to their investors so the number of investors in Tagum, General Santos, Davao del Sur, and Davao Occidental has increased rapidly. “Ang verification na ginawa namin, na-locate namin na nasa San Pablo siya at meron siyang tindahan doon… Marami ang mga naging biktima nito sa Davao,” said Atty. Danilo Daganzo, chief, NBI Laguna District Office. “Ang sabi pa nga niya sa akin mga P500 million ang involved na nakuha ng grupo. Hindi raw niya alam kung nasaan ang pera,” the official added. Rigen Marketing exec arrested over alleged pyramiding scam in Davao It was March 2020 when the NBI Special Task Force in Parañaque arrested the founder of Rigen Marketing Rico John Garcia, who was brought to Tagum City in Davao to face the syndicated estafa case. Garcia allegedly stole up to P2 billion from the P8 billion that the group got from the victims. Auditor refused to give a statement regarding the alleged pyramid scam. In an advisory released by the Securities and Exchange Commision on June 2019, Rigen Marketing is not registered either as a corporation or partnership. The advisory defines the activities behind the scheme and advises the public not to invest or stop investing in any investment scheme offered by the said company. Furthermore, SEC ordered the company and its officers or representatives to cease and desist from further engaging in activities of selling or offering sales of securities and investment contracts until the required registration is duly filled and approved by the Commission.
  8. Most of these simpletons are brainwashed with the idea that the financial system is "corrupt" and "unfair" towards people outside their elite circles. That's how they played hundred of thousands of them touting "the cryptocurrency revolution", as a tool of financial liberation that would unleash returns and prosperity never seen before. The irony of these companies who promised 50% returns in a year by investing in the crypto markets is that, had they really invested in specific crypto markets (e.g. Ethereum) in the past 2 or 3 years, they would have been able to make enough money to fulfil those promises, and still keep plenty of profits for themselves!
  9. I think we should be happy that most young Filipinos/as speak decent to fluent English, with a distinct American accent. Every time I had to deal with people from Singapore or Hong Kong, most of whom are allegedly better educated in the tongue of Shakespeare's, I would struggle more, and I mean a lot more! At least the tail end of the Pinoy question tag is a "yes" or "no". In those cases it's all those undecipherable "wah", "ha", "lah", usually delivered at the end of a machine-gun fire of words, in the thickest Mandarin or Malaysian Chinese accent! One thing I noticed relatively late in my stay here. When speaking Tagalog (and probably Bisaya and other dialects, too) Filipinos basically mention the object first, then the subject. For us, this is equivalent to speaking in the passive voice. The active form where the subject goes first exists, but they only use it to emphasize the subject. This explains why they are so often heard using the "I'll be the one to..." fixed expression. It's their direct English translation of that active form. They say language shapes the mind. I sometimes wonder if their notoriously modest and demure ways come from their habit of always referring to themselves as agents ("the rice was eaten by me"), rather than subjects ("I ate the rice").
  10. Even if this thread is on-topic in a subsection about Covid-19, I think most people are getting tired of the endless debate Especially if it's clear that everybody but me agrees that vaccines save lives, booster jabs every 6 months will save more lives and endless, strict lockdowns are the only way of handling things. For one last time: my POV is not no-vaxx per se. I believe that, for healthy people, vaccines are next to useless but I respect those who make the choice of getting the jab(s), now and in the future. What I am absolutely against is the repeated economic and social devastation brought about by the various lockdowns, travel bans, distance learning. Just read about the Melbourne protests turning violent. The ones in France are vigorous and rarely violent. What's interesting to see is that, judging from the signage shown and slogans chanted, the vast majority of these protesters are not against the vaccination per se, but the authoritarian agendas that have been enforced by the various government. Green Pass is one, compulsory vaccination for children and professional, another. And so on...
  11. The proof of the pudding is not to count the number of people who died, with or without the vaccine. That will always give you an abysmally small sample of individual, mostly in their late 70s with underlying illnesses. In fact, truth be told, quite a few of those who died soon after getting the jab tended to be young and perfectly healthy, and that is in itself an issue "science" and "government" are ill-at-ease with. The proof of the pudding is to count those who got the Covid and survived, perhaps after a prognosis similar to that of a bad flu, without or without vaccination. Most of the people who tested positive with Covid, with or without vaccination, have had either no symptoms or mild symptoms. This is a huge number compared to the dead. Yet, conveniently, it's not shown prominently because, put simply, it would show no proof that vaccinated people have an edge over unvaccinated people. About Filipinos being refused jobs that involve contact with people, that's more or less what I mean about people's need to comply: whether you believe or not in the efficacy of the vaccine, you need a job to survive.
  12. I know what "allegedly" means. I guess you had to look "pangolin" up to understand how it really went By the way, by now even the mainstream press of almost all governments (but China) say that in unison: that the virus was lab-created.
  13. "Without vaccines many more would have died"...there are countries where vaccinations are lagging, including Taiwan and Japan here in Asia, and some of the Eastern European countries like Poland, Romania, and Hungary. Poland and Romania are donating million of doses to other countries, including Taiwan, because the demand for vaccination is plummeting. None of these countries have seen unvaccinated people dying by the millions. I read that, in Romania, the number of cases and deaths have stabilised at a relatively low number, similar to that of a seasonal flu. I am not suggesting that the pandemic is fake. Covid-19, at least the original virus, was a lab-design biological weapon that was "somehow" allowed to leak into the public. If they wanted to use it as a way to quickly remove a good percentage of no-longer-productive elderly (as some tin-foil hatters stated), they have failed miserably. Where the virus itself failed, government, science and mainstream news outlets have made up for, by creating a situation of complete panic. I agree with those virologists and medical scientists who said, 2 years ago now, that the best way forward would be to 1) leave the vaccine run its course, so its lethality would be statistically lost as it passes from human to human, 2) let people build natural immunity. 3) once the virus is gone, or almost gone, then create vaccines and promote vaccination as a preventative measure. These are no revolutionary, or controversial statements: it's literally the way humanity has dealt with every single epidemic or pandemic since its dawn.
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