sonjack2847 Posted January 24, 2016 Posted January 24, 2016 I was told on Friday that us younger expats cannot expect our wives to get any pension from the UK. So with that in mind I am going to start paying into her SSS pension here. I am trying to get her to be self sufficient when I have to climb the stairs for the last time. I will be doing other things as well in an effort to achieve this. 4 Link to comment Share on other sites More sharing options...
OnMyWay Posted January 24, 2016 Posted January 24, 2016 We pay my wifes and it is not much. I think i read that you can pay extra and get an increased benefit. Need to look into that. 4 Link to comment Share on other sites More sharing options...
Gratefuled Posted January 24, 2016 Posted January 24, 2016 We pay my wifes and it is not much. I think i read that you can pay extra and get an increased benefit. Need to look into that. I also pay my wife's SSS. I do not know about paying extra. When her Spousal Visa is finally approved, she will apply for her Green Card and her own Social Security number in the states. This way she will be eligible for survivors benefits in the even of my death before hers. 1 Link to comment Share on other sites More sharing options...
sonjack2847 Posted January 24, 2016 Author Posted January 24, 2016 We pay my wifes and it is not much. I think i read that you can pay extra and get an increased benefit. Need to look into that. Do you know if you can make back payments? Let me know when you find out about the increased payments. 1 Link to comment Share on other sites More sharing options...
jimeve Posted January 24, 2016 Posted January 24, 2016 Unless your wife worked in the UK, she won't avail any UK pension. 1 Link to comment Share on other sites More sharing options...
sonjack2847 Posted January 24, 2016 Author Posted January 24, 2016 Unless your wife worked in the UK, she won't avail any UK pension. Yes thats what I have been told. 1 Link to comment Share on other sites More sharing options...
manofthecoldland Posted January 24, 2016 Posted January 24, 2016 Google the PI SSS system and educate yourself at their site and also through other blogs/threads etc. if you want to plan for your wife's old age w/o the financial support of your present providence. When I die, my money and support dies with me. With that in mind, I make sure that my wife makes her SSS quarterly payments, and now plan to upgrade them to a level commensurate with that of an OFW (yellow banded areas on the chart). A contributor is allowed to move up 2 steps every year (not sure if calendar or date of payment or fiscal...?) if they want to increase future old age pension payout rates. Only recently has our daughter become a nurse in OZ, so she can help her mother now with the payment rate increases. My wife will probably live her full life and die here (unless daughter brings her to OZ), so my plan was to make sure that she didn't starve to death after I crossed the River Styx (to the Land of the Dead... for the classically uninformed :89: ) The PI SSS is her first line of defense. Daugher abroad... second. Empty land that she acquired (guess who paid for it all) in three locations within the city... third. Close nephews that we are assisting and good relatives..... fourth. The point is... plan for her survival as best you can, and it starts with an SSS foundation in my opinion. 4 Link to comment Share on other sites More sharing options...
Dave Hounddriver Posted January 24, 2016 Posted January 24, 2016 (edited) This is interesting stuff! In Canada, no one paid into a pension plan unless they had a job or were self employed so it did not occur to me that we could pay into a filipina's SSS when she is not working. Is that the case? She could just be a 'housewife' with no salary and yet you can pay into SSS to secure her future? Does she have to be the legal wife to do this? How long do you have to contribute for to get benefits? I mean it would be a shame to contribute for 10 years and then, when I kick the last bucket, no one pays any more and the benefits never amount to anything. How old would she have to be to claim if I kicked off? How old was your wife when you started contributing? All new concept to me. Google the PI SSS system and educate yourself Yep, I'm lazy. Actually I could google any of the topics I read on this forum but I am here to read the member's personal experiences, so when I search for that, Google should lead me right back to this site and here I am :hystery: Edited January 24, 2016 by Dave Hounddriver 3 Link to comment Share on other sites More sharing options...
Jack Peterson Posted January 24, 2016 Posted January 24, 2016 Dave there is an SSS Booth by Alex Piazza 2nd Floor Robinsons and of course the main office is by Hypermart. worth a visit to get exactly what you might like for "Y" Link to comment Share on other sites More sharing options...
Jack Peterson Posted January 24, 2016 Posted January 24, 2016 Do you know if you can make back payments? Let me know when you find out about the increased payments. Kev, Sim (You :hystery:) will be able to buy back the missing years from when Sim left her job, "A" will talk to the Secretary that deals with the Company SSS tomorrow and see what you should do and try and get a Formula on the Purchase as they think you may get a deal on it. 2 Link to comment Share on other sites More sharing options...
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