stevewool Posted September 9, 2020 Posted September 9, 2020 11 minutes ago, intrepid said: Steve, that is a broad question. Somewhat like asking how much does a dinner cost for a family. There are a lot of variables such as what type of health coverage, deductibles, limits, etc. But to give you an idea, where I retired the local government supplemented employees insurance so I only paid about $150. a month for a family plan. Health, eye, prescriptions, and dental coverage. One of the best policies available. I can acquire it again as a retiree. However, that same policy would cost me $1,058. MONTHLY! Ouch. That is why OMW mentioned being a concern Wow, They say health is wealth ,but in that case you have to be wealthy to get the health . 3 1 1 Link to comment Share on other sites More sharing options...
Popular Post intrepid Posted September 9, 2020 Popular Post Posted September 9, 2020 1 hour ago, Jack Peterson said: Sound s to me that a lot of the Members of Late seem unsettled, they come here Build a life, have children and some have not yet finished building and Finishing, now from this Topic it would seem that many want to just give up and go Back Home Yes Jack it seems that way. However, I'm sure there are as many reasons as there are members. OMW stated his reasons clearly with a plan not for another five years. For us it was a short learning curve to move here and overall I enjoy it very much. The only real complaint I have had is traffic and parking. I visited the Philippines starting 2003 and it wasn't long I decided I wanted a home here after retirement. At that time I was thinking 8 months here and the summers at my home in the states. Shortly after that our daughter came along and when my retirement came along we realized that 8-4 month plan would not work because of schooling. So we decided to move here until she finished school and then return to the states for her college. However, as much as I would like to continue staying here, my daughter is realizing her older brother and sister are not getting younger and wants to share time with them while they are still young. Add to that I lost both my parents in the past several months, she has some valid reasons along with missing old soccer and school friends. We plan to keep our house here and undecided if we may return sometime in the future and hopefully we can return to our original plan. We shall see. 3 2 1 Link to comment Share on other sites More sharing options...
Jack Peterson Posted September 9, 2020 Posted September 9, 2020 2 minutes ago, intrepid said: We plan to keep our house here and undecided if we may return sometime in the future and hopefully we can return to our original plan. We shall see. I Love Honesty my Friend, May all your dreams and desire come true 2 1 Link to comment Share on other sites More sharing options...
intrepid Posted September 9, 2020 Posted September 9, 2020 4 minutes ago, stevewool said: Wow, They say health is wealth ,but in that case you have to be wealthy to get the health . Sorry Steve, I should have mentioned there are many other plans available that would cost less but then have less coverage as well. Also available is government supplemented insurances. 2 Link to comment Share on other sites More sharing options...
stevewool Posted September 9, 2020 Posted September 9, 2020 10 minutes ago, jimeve said: Looks like you have a nice house in a beautiful area and wife. Thanks Jim ,I am very lucky , I have been told by many that the house is lovely and Cosy ‘ a nice word for small ‘ is what they mean , but it’s home and yes a beautiful wife too 3 Link to comment Share on other sites More sharing options...
stevewool Posted September 9, 2020 Posted September 9, 2020 12 minutes ago, intrepid said: Sorry Steve, I should have mentioned there are many other plans available that would cost less but then have less coverage as well. Also available is government supplemented insurances. That is the problem with so many plans , the one which you could afford does not cover for what you may have in the future , This is where here in England I think I am very lucky not to have to pay for these things unless I want to go private, plus it’s a good reason to keep a home here too . 4 Link to comment Share on other sites More sharing options...
OnMyWay Posted September 9, 2020 Author Posted September 9, 2020 1 hour ago, intrepid said: Steve, that is a broad question. Somewhat like asking how much does a dinner cost for a family. There are a lot of Avariables such as what type of health coverage, deductibles, limits, etc. But to give you an idea, where I retired the local government supplemented employees insurance so I only paid about $150. a month for a family plan. Health, eye, prescriptions, and dental coverage. One of the best policies available. I can acquire it again as a retiree. However, that same policy would cost me $1,058. MONTHLY! Ouch. That is why OMW mentioned being a concern As Intrepid alluded to, it is hard to estimate. I will qualify for Medicare at age 65 next year and that costs $150-200 a month, deducted from my Social Security. So I would have to buy another plan for my wife and kids. That would be $1000 plus a month and the deductible is high too. 3 Link to comment Share on other sites More sharing options...
Popular Post stevewool Posted September 9, 2020 Popular Post Posted September 9, 2020 37 minutes ago, OnMyWay said: As Intrepid alluded to, it is hard to estimate. I will qualify for Medicare at age 65 next year and that costs $150-200 a month, deducted from my Social Security. So I would have to buy another plan for my wife and kids. That would be $1000 plus a month and the deductible is high too. That is a lot of money to find each month, when we was looking at moving to the Philippines and the cost of medical insurance for us was so much money for something you may never use, but then again it could be the best money you ever spent if you needed it. 6 Link to comment Share on other sites More sharing options...
Gator Posted September 9, 2020 Posted September 9, 2020 (edited) I’ll put my plug on for west central Florida. Had a house in Spring Hill (Hernando County) from 1985 until I sold it two years ago (due my nomadic lifestyle it wasn’t worth keeping it). Insurance, both home and auto, is reasonable as the county is still considered rural. But all the big box stores are there as well as many good chain restos (Red Lobster, Hooters, Cracker Barrel, Outback, Texas Roadhouse, etc), a couple of cinemas, both large and small specialty grocery stores (a new asian market just opened, but haven’t been there yet - will check it out next week when I’m there visiting my cousin). The county, in general, has a good infrastructure, including good schools. There’s also a couple of private schools there well......Catholic and Montessori (no idea about tuition). As a bedroom community to Tampa is not too bad of commute to get to major malls or the airport. There is also a decent sized Filipino community in the metro Tampa Bay area. There are many nice homes available well within your budget. Stay east of US Hwy 19 (main north/south corridor) as much of the west side is designated as a coastal flood zone and your insurance rates would be higher. I’d also avoid the central part of Spring Hill (near Mariner Blvd and Spring Hill drive) as that’s known for sink holes and your insurance rates would be higher there as well. In fact, put that question on your list to ask an insurance agent / realtor for most any home in central Florida. As far as hurricanes go......that area hasn’t taken a direct hit in since the 1930’s. Even then the worst of the storm hit further south. Thats not to say the area does not get impacted by some of the hurricanes and you need to take precautions. Historically, if they come in from the Gulf, they make land between Naples and Sarasota and continue East / Northeast. A few years ago when Irma hit I was preparing to bug out as mostly all the storm tracks were predicting it would make landfall in the Tampa Bay Area.....perhaps even Hernando county directly. My cousin was in panic and I told her.....if it turns inland and hits Punta Gorda (like hurricane Charley did in 2004 I think) or anywhere south of there then we’d be fine and can stay. I think it was Mike B, who was living a few miles south of me at the time in the Pasco County part of Spring Hill, who bugged out early and went to the Orlando area to take shelter (in a rented condo if I recall). Irma rounded / passed over the Keys, turned inland, hit Naples (or just south of there) and then tore up thru central Florida. Mike was trapped in Orlando and all we had was a day of heavy to moderate rain and about an hour or two or gusty wind. Either later that day or the next morning, can’t recall, I went to check on Mike’s house. There was a Palm frond on his roof and another in his driveway, that’s it, lol. But I can’t fault him for evacuating and keeping his wife and young son safe. A few more hours later, and had the storm not changed track, I would have bugged out as well and headed for Georgia. Like Nevada, and as I’m sure you already know, there is no state income tax. Property taxes are fairly low (compared to the eat coast) and after one year you can claim a “homestead” exemption, which lowers your homes assessed value by 25k. Plus another 5k can be deducted if you’re a military veteran; and now I think they are also allowing it for retired / former first responders as well, but I’m sure if you can double dip and get a 10k deduction. Having a very large senior citizen population quality health care is readily available. Of course having Tampa / St. Pete nearby offers additional health care and specialized resources such as All Children’s Hospital, Moffit Cancer Center and Tampa General Hospital, which consistently ranks as one of the top hospitals in the country. Edited September 9, 2020 by Gator 4 Link to comment Share on other sites More sharing options...
Jake Posted September 9, 2020 Posted September 9, 2020 7 hours ago, Tommy T. said: Sounds like you should move to Utah, Jake...? I believe that is actually still legal there? Hmmm... I was assuming you meant two female bodies next to you???? I think two female Big Foots should be sufficient to keep me warm. 4 Link to comment Share on other sites More sharing options...
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