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So I Had An Accident...


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59 minutes ago, BrettGC said:

I have to say, I've had far more issues dealing with insurance claims in Australia - and no, for the smart arses, there weren't many of them :laugh:.  I just wanted to highlight this positive experience. 

Who is your insurance with?

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3 minutes ago, OnMyWay said:

Who is your insurance with?

They have their own in-house insurance, I'm not sure who it's underwritten by though.  

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1 hour ago, BrettGC said:

and no, for the smart arses, there weren't many of them

I think when you run your car into a wall, that is intentional, not an accident.  :smile:

 

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38 minutes ago, OnMyWay said:

There are some exceptions.  Like the time we went to look at Christmas lights in Pampanga.  I was parked in a dark area, and when we left, backing up, I didn't notice that someone had moved a giant concrete power pole right in back of me.  If I would have caught them moving the pole, there would have been hell to pay!

 :angry_80_anim_gif:

Similar to my experience with the wall!! 

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Serious question.

In BC, Canada you have to have a police report before the body shop can fix it if the damage is more than a certain dollar value.  Did that come up?  I am wondering if there is a requirement for that in the Philippines. 

The reason would be to stop hit-and-runs I am thinking.

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1 hour ago, Dave Hounddriver said:

Serious question.

In BC, Canada you have to have a police report before the body shop can fix it if the damage is more than a certain dollar value.  Did that come up?  I am wondering if there is a requirement for that in the Philippines. 

The reason would be to stop hit-and-runs I am thinking.

Although the logic behind the requirement is sound, perhaps you forgot what country you’re asking about, 🤣🤣🤣

Even if it is a requirement, I’m quite sure there are ways around it…..like making a donation to a police officers beer fund in exchange for the report. 

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Posted (edited)
5 hours ago, Dave Hounddriver said:

Serious question.

In BC, Canada you have to have a police report before the body shop can fix it if the damage is more than a certain dollar value.  Did that come up?  I am wondering if there is a requirement for that in the Philippines. 

The reason would be to stop hit-and-runs I am thinking.

I did ask the question, as it's the same in some states in Australia.  They looked at me funny, so not required in their eyes.  It could be a PHP value thing though but I had the impression that they'd not encountered it before.  I also asked about a courtesy car, again the norm in Australia, they'd obviously been asked this one before and a polite chuckle with a "no sir" was the response. 

 

Edited by BrettGC
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