Confusion on money - might be a loan?

[Tukaram (Tim)]

Ok... I will try to summarize... My father-in-law is dying from advanced liver cancer.  My wife has been going back and forth to her province.  Her sisters (OFWs) have also come to visit.  I told her to take whatever she needed out of the bank to help with expenses - PhilHealth covers most of it... Government hospital in province is free for seniors, private hospital in city cost p20,000 for 2 days, lots of testing. With senior discount and PhilHealth I have no idea how much of the 20k is payable.  (shockingly the 160 kilometer ambulance ride was only p1,500?!)

Melane only took p6,000 total out of the bank.  So I incorrectly assumed we were all chipping in to help pay hospital bill (there are lots of siblings).

I just got a text from a sister in Malaysia with a Cebuana pin number for me to pick up the money she borrowed.  I did not know we loaned any money.  Melanie only took out p6,000... the sister wired me p8,000?  I am so confused.

I thought they were supposed to look at us as ATMs to begin with?  How can she pay back money I had no idea I loaned?  And why more than we could have loaned?  I tried asking sister-in-law but her English failed us.  My wife is trying to explain it to me in texts - and is just making it more confusing ha ha.

Not complaining - just confused... but glad they paid back the loan (although I knew nothing about it). I guess I got a good family!    

[intrepid]

Congratulations Tim.  It sure sounds like you not only got a good wife, but a good family.  I too have heard so many stories involving $$ and loans/gifts that put a bad light on some here.  But I have also heard many like yours and even had the pleasure of experiencing some paybacks in the past.  I truly believe there are more responsible people here than we realize.  Don’t get me wrong, given the right opportunity, things could easily go sour for sure.  But at least this time for you, a good experience!

[Tukaram (Tim)]

I have them trained that I only give out 1 loan at a time.  Until it is paid back no one else can take a loan... it has worked well.

In this case I had no idea it was a loan, though.

My wife explained it a bit more. She loaned p5000 to her sister in Malaysia for airfare.  My wife borrowed p3000 from a sister in Manila to loan to the sister in Malaysia.  So the Malaysian OFW is sending me 8, I keep 5, and send 3 to Manila... You would not believe how many text that took for my wife to explain ha ha....  That is why the sister in Malaysia was confused when I asked about the amount, because she thought we loaned her the whole p8,000.  And I had no idea we loaned any.  I still don't know who paid for the father-in-law's hospital bill.

I am just glad I have some wine... I need it now  

 

...I still need to get me a Western Union boyfriend  

 

[intrepid]

Been there, done that!  I'm just glad others can experience all the fun of texting and trying to figure out half thoughts with broken english and whatever else!  Always feels good once, or if, the communication becomes clear and you get that understanding.  If you are still sober or awake to understand yourself!

[robert k]

I can imagine an interesting conversation arising from a loan of my money I didn't know about. If it were money I gave her, it became her money and I don't care.

[MikeSwede]

I am not sure I am right on this, it is as confusing to me, but it seems that once in a while soneone paid for someone else due to whatever reason, and it turns into a "pay back if need arises".

Not a loan as we think of it traditionally, more like "I owe you one".

To me it is as blurry as keeping track of family relations, long training needed. I trust R to sort it out, so far we have been the beneficiaries but she insist we do not pay back. Yet... Eh??

[Methersgate]

Keeping track of family relations is hopeless!