My Hospital Costs

[OnMyWay]

Sharing my hospital bill summary.  We are often wondering how much PhilHealth covers, etc.  It covered a good chunk.  I am grandfathered on my wife's policy and I don't know if my coverage is different than those of you who who pay the regular price, 18k more or less.  I have seen it mentioned that expats are not covered for some major items.  This for stroke, and I was covered.  

This was at ACE Baypointe hospital.  I would have preferred not to go there but my preferred hospital was 15 minutes farther and I was having the stroke. 

The doctors fees were the only thing I think I got overcharged on, but most of that was later discounted.  They know how to play the game. 

I got the senior discount, which was applied before PhilHealth.  Hospital stay was 7 nights. This bill is everything except for maybe 10 k of misc stuff. 

Hospital Charges
Inc. everything but professional fees.  ER, labs, room, etc. 
Actual   168,534
SC discount  33,706
Sub-ttl 134,827
PhilHealth  53,200
Ttl 81,627

Professional Fees
Actual 96,150
SC discount 19,430
Sub-ttl 77,720
PhilHealth  22,800
Ttl 54,920

Grand Total
Actual  265,684
SC discount 53,136
Sub-ttl 212,547
PhilHealth 76,000
Ttl I paid 136,547
 

[Jack Peterson]

10 minutes ago, OnMyWay said:

I got the senior discount, which was applied before PhilHealth.  

 can I ask HOW?

[OnMyWay]

21 minutes ago, Jack Peterson said:

 can I ask HOW?

It is not any official government senior discount.  The hospital gives a senior discount to all seniors.  Just had to show my driver's license. 

[OnMyWay]

16 minutes ago, OnMyWay said:

It is not any official government senior discount.  The hospital gives a senior discount to all seniors.  Just had to show my driver's license. 

Actually, that was an assumption on my part.  I was flat on my back.  My wife took care of everything.  They gave me a senior discount and just asked for id.  

[Gas]

Seems like a very reasonable bill to me. 
Glad to hear you got the senior discount and Philhealth paid some of the bill. 

[OnMyWay]

25 minutes ago, Gas said:

Seems like a very reasonable bill to me. 
Glad to hear you got the senior discount and Philhealth paid some of the bill. 

I agree, but the professional fees were out of line, IMHO.  I'll explain why some other time.