stef Posted September 3, 2010 Posted September 3, 2010 today i joined the red cross and think you should all take a look at there site and maybe become a member too . ( i am a gold member need to renew yearly) not only are you getting benefits you are helping others too http://www.redcross.org.ph/Site/PNRC/membershipInfo.aspx Link to comment Share on other sites More sharing options...
UZI Posted September 3, 2010 Posted September 3, 2010 today i joined the red cross and think you should all take a look at there site and maybe become a member too . ( i am a gold member need to renew yearly) not only are you getting benefits you are helping others too http://www.redcross....ershipInfo.aspx Nice one mate Link to comment Share on other sites More sharing options...
tropicalwaste Posted September 3, 2010 Posted September 3, 2010 Important thing to remember if joining for the "insurance" benefits is that it does only cover accidents and murder not illness and sickness. Link to comment Share on other sites More sharing options...
Call me bubba Posted March 10, 2011 Posted March 10, 2011 here is more info on the RED CROSS membership. hope this updates the previous info posted.What is the scope of coverage?The accident benefits covers the person 24-hours a day, worldwide. The plan extends coverage while the person is traveling as a passenger in any public conveyance. It includes acts of nature, motorcycling except for professional use and during racing and competition. The plan also covers any injury as a result of acts of terrorism.What are the exclusions for claims?Some of the exclusions for claims are as follows: suicide, self-inflicted injuries, drug addiction, nervous disorders, cosmetic or plastic surgeries, dental diseases, AIDS, pregnancy or childbirth, war, military service, alcoholism, drug addiction and willful participation in any crime.Who may qualify for the benefits?All members of the PRC ages 6-65 years old. The PRC membership is also renewable up to 72 years old.When does the coverage begin?The coverage will become effective on the date of registration with the PRC.If I have accident coverage from other insurers or insurance companies, can I still get the accident benefits of PRC membership?Yes, since this is an accident insurance, benefits are payable on top of other insurance that you might have. However, in case of medical reimbursement, Philam thru PRC shall only pay the expenses that are not paid by other insurance companies. You may also opt to choose where to reimburse, from the PRC or from your other insurers.Who are the qualified beneficiaries of these accident assistance benefits?The qualified beneficiary will follow the legal hierarchy.In case I die of natural death or sickness, would the benefit be provided to my beneficiaries?No, benefits will not be provided in case of natural death or death due to disease or illness.If an accident happened to me overseas, can I or my beneficiaries claim?Yes, you or your beneficiaries can claim. Coverage is in effect anywhere in the world, 24 hours a day.http://www.redcross.org.ph/membershipfaqsMay i suggest, that you avail this for the extended members of family who doesnt have any type of insurance, when i have had housegirl/yaya for my child i offerred this as an EXTRA benefit. since the cost was no more than2 cokes or 1 chicken joy meal. http://www.redcross.org.ph/membershiptypes listed is the different types offerred .. i must note that i am not connected in anyway w/ RP redcross. I think thats its a GREAT OFFER to those who have little or nothing in insurance. the info listed is from the Red Cross of RP. site Link to comment Share on other sites More sharing options...
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